Jump to content


  • Tweets

  • Posts

    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1855 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

dont see why theyd do that. Food will still be there. And its easy to grow your own, like a lot of people are doing. The villages near me have alotments, and they regularly sell their produce way cheaper than supermarkets to the locals.

 

its basically scaremongering.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I don't know anybody that's stocking up :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Good morning,old Tawnyowl here very busy preparing my cellar for items arriving.

New shelving fixed and preparations underway:-(

No Brexit shocks for me.

 

I’ve got cartons of passata, tinned tuna, carrots, potatoes, onions, pulses, water chestnuts, plum tomatoes, curry paste jars, coconut milk, tomato puree, rice, pasta, water, orange juice, squash, spaghetti hoops, soups, stews, tinned fruit, herbs and spices. I’ve also got a good amount of DIY tools, buckets, lightbulbs, matches, candles, firewood, bleach, Dettol, first-aid items and common medicines.

And plenty of seeds ready for planting after digging the garden.:sad:

Which as the African Plume arrives this week with temperatures closing in the 60s in February i may start the job then.

Naturally i have rotavator,petrol driven remembering a old chap saying to me when working on the land if it aint got a motor

forget it.

 

That should last a while,you never know.

And a guard dog just in case anyone fancies any of my stockpile of goods from around and about.

Got to protect yourself from the masses of angry ones that will be roaming around.:!:

 

Also bought a good few Emergency £295 Brexit Boxes containing 60 meals and 48 portions of freeze dried meat, as well as water filters
:whoo:

 

The country has gone mad stockpiling food for Brexit – project fear is in full swing

Brexit negotiations might lurch from one crisis to another, but citizens can sleep soundly over the coming days knowing that supplies of mini-Magnums have been protected. Unilever have announced they’ve stockpiled the ice cream along with crates and crates of Lynx and Sure deodorant. That’s one bit of really good news among the gloom. Post 29 March, we might be starving, unable to get a doctor’s appointment or buy petrol but we can go to work smelling sweet.

https://www.independent.co.uk/voices/brexit-no-deal-uk-stockpiling-food-supplies-project-fear-theresa-may-a8758561.html

Edited by Tawnyowl
Link to post
Share on other sites

Tawnyowl just popping in during a break from preparations for exiting Europe.

I must admit to not being the best at Brexit but read the Article 50 Discussion thread like a hawk.

It is here just in case some have not wandered that way before

https://www.consumeractiongroup.co.uk/forum/showthread.php?470412-Article-50-Discussion

 

I can only say i feel a little disappointed with Politicians at the moment.Diplomatic statement,best i feel.

 

Very interesting link leading to the article honeybee13
.

I have just read it which brings me to another entrepreneurial adventure i have undertaken.Well it started last year really just in case.

As you know we in the Bear Garden like to keep a eye on each other make sure all is well.

 

So Old Tawnyowl planted thousands of Strawberry Plants last year,i started with one some time ago.

I was thinking of times past

many years ago
that European imports decimated my local area.

Tomatoes,Flowers,Cucumbers,Lettuces many generations of growers wiped off the map.

And they were the best tasting crops that could be grown anywhere in the world.

Knew how they were grown,water used absolutely top class.Tasty.

Picked and delivered sometimes the same day.

 

 

I have just realised i am telling one of my tales i do apologise,they appear from time to time.

 

Let me remember what i came in for,Strawberries,ah yes.

Do not worry about having top quality Strawberries as summer arrives and tennis is amongst our thoughts.

And if things go pear shaped with Brexit and the Spanish cannot provide fresh Strawberries.

Old Tawnyowl has it already worked out.Shortly i will be releasing the oldest tastiest British plants onto the market.

By summer time whether you live in a highrise with a balcony or a mansion in the sticks you could be picking the strawberries from plant to plate in one minute flat.

Naturally there are costs involved and back breaking work:-( but they will appear in certain popular places.

I cannot tell you where,they sell out pretty fast usually but will soon be out there.

Just letting you know not to worry to much we will cope.

Especially if a pound or two is to be made :madgrin:

 

One more quick story,i am preparing for many things and working hard as i ever have.

A strange thing happened the other day.Usual 12 hour working day.I was watering some plants in the house i have a few hundred here and there.

This is a true story but will let you decide whether true.

Tired out and my glasses are a little old.

Difficult to see and the light was bright.

I was only watering the shadows of the plants not the plants themselves,can you believe such a thing.

Definitely should have gone to Specsavers

 

Bye for now,Prepare and Plan look after yourselves who else really cares.

Tawnyowl.

Edited by Tawnyowl
Link to post
Share on other sites

Short answer - no we're not stocking up for brexit

 

Long answer - we have a cupboard full of can goods anyway simply because you never know, floods, snow, brexit or simply angry midgits on pogo sticks we're prepared

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Link to post
Share on other sites

I remember the fuel protests in 2000, and how long it took for the shops to run out. My guess is, this time things will carry on as normal if there is no deal . Nothing as dramatic as looting, riots etc, but maybe 20% on a weekly shopping bill over a couple of years, due to increased customs overheads and a weaker pound.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

You may be right, but during those 40 years, supply chains have become more complicated and reliant on the single market, just in time etc! (Not arguing if this is right or wrong). The problem is a sudden breaking off, after 4 decades, that's what people are afraid of.

 

It's like a class at school, bringing in Lego bricks from home all year, to build a massive house. Then at the end one kid having a screaming tantrum that he wants his bricks back.

  • Haha 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

So the kids should bring their own to replace the ones removed...never be dependant on someone elses bricks:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

In the event of a hard Brexit, then in all likelihood we move on to WTO rules. Food is likely to attract a tariff of about 10% and dairy products 35%, which is going to make life more expensive.

 

https://www.bbc.com/news/uk-45112872

 

If we become a small negotiating partner, large trading countries are going to make us sign worse deals than we currently have through the EU, Japan is one example.

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Link to post
Share on other sites

On 2/21/2019 at 12:24 PM, honeybee13 said:

 

According to the farmers' union, the UK is about 60% self-sufficient.

 

https://www.farmersjournal.ie/uk-only-60-self-sufficient-in-food-394077

I would have thought that if we keep the food we produce instead of sending it to Europe, then this will correct, HB.  I think supermarkets and the like are encouraging panic buying - you only have to notice shopper habits when there is a bank holiday and the likelihood of a store closing for more than 24 hours to give their staff a break lol. 

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

The disruption that may occur is because of the immediate untangling, and possible collapse of 40 years worth of integrated, complex supply chains. None of this was addressed in the pre referendum debate, instead crap like Turkey joining the EU and bendy bananas were far more important and interesting.

Lol and as for taking back control and sovreignty , a quick glimpse at the owners of our Utilities, sewage, water, railways,  power generation shows our infrastructure is owned by foreigners, lock stock and barrel anyway.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...