Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1

    Default HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    Hello,

    Can someone please urgently help me.

    I have today received a lettericon from High Court Enforcement Group Ltd demanding payment for an old university tuition fee debt.
    I have recently changed address and I had no idea this had got to the court stage, so I didn't get a chance to respond to the claim.

    I would like to be able to get this case back in the court system because I would like to defend it.
    The reason I didn't pay the tution fees is that after one term I realised the course being taught was nothing like what they had detailed in all their marketing.
    I soon realised that this MA course was not going to help me any further with a career and would just add another 10,000 debt to my student debt already.

    Had I known that this was at the court stage I would gladly have defended the action against me.
    I know it's my fault I didn't inform the University of my new address but I am now on long term sick and awaiting treatment.

    I am in receipt of ESA and in the support group, I get the full benefit after the DWP changed their decision once they had received medical reports.
    I really hope at the very least my current circumstances will delay the debt process escalating further but I really don't know what to do.

    I have never been in this situation before and I know once it's at this stage it's very serious.
    I really didn't need this.
    I have just about managed to keep up with all my current bills and debts with minimal income but this is something else.

    Any help or advice would be very gratefully received.

    Jake

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  2. #2

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    moved to the bailiff forum with title update for clarity.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  3. #3

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    Hi dx100uk,

    Are you able to help at all?

    Jake


  4. #4

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    bit like your last one JD?
    https://www.consumeractiongroup.co.u...01#post5073501
    surely you should have learned from that how important it is to update people of your correct address?

    as with that claim, I cant see a reason to set aside the CCJ..it was correctly served.
    and I cant immediately see a defence for the original claim.....it was the wrong course..but that should have been addressed at the time.
    its no defence to a court claim.

    you could p'haps approach the uni directly and you might get some movement but you need the bailiffs off your back as this could quickly have atleast another 325 or more added to the debt .

    I placed you in the bailiff forum as this is the best place for now till they are dealt with.
    posting at 21:30 isa bit later to expect the experts to pick it up till the morning.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  5. #5

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    Hi,

    When you are suffering from the condition that I have and live from day to day updating addresses for old university courses that I haven't attended for years is not at the front of your mind.

    Jake


  6. #6

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    thank you for the update on the thread I mentioned earlier
    I've moved that portion to there as its nice to see things updated, as so few people in the same position looking for help ever see people resolve their threads.

    as for this thread
    lets hope you get some resolution by contacting the claimant
    don't forget to record your call.

    I can empathise how your condition compounds things ...I too have a relative close to me that often puts things off or forgets the simple things..trouble is they comeback 10 times worse and often cause her condition to worsen when a wake up call has already been dealt with..like your other thread.

    lets hope the experts can help further than my initial suggestion above.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  7. #7

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    Jake, search online. stay high court writ set aside judgment


  8. #8

    Default Re: HCE - High Court Notice of Enforcement - old university tuition fee debt CCJ i knew nothing about

    Quote Originally Posted by jakedancer View Post
    I am now on long term sick and awaiting treatment.
    I am in receipt of ESA and in the support group, I get the full benefit after the DWP changed their decision once they had received medical reports.

    I have just about managed to keep up with all my current bills and debts with minimal income but this is something else.

    Jake
    I do apologise for not providing advice sooner.

    On the subject of you seeking advise on setting aside the judgment, it might to better to wait for the user Ploddertom to make a visit to this thread. He will no doubt visit sometime today.

    In the meantime; given your circumstances, it is very important that you make contact with High Court Enforcement and outline your vulnerability.

    Do you live on your own or with parents etc?
    Do you have a car outside of your property?
    Please remember that with debts such as this, the bailiff may only enter your home by invitation or 'peaceful entry' (unlocked door etc). You are under no obligation to allow the agent into your home.

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