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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Notice Of Seeking Possession - re-serve


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Just looking for some advice,

 

recently I asked my work coach at my Job Centre if the worst comes and I do face a sanction in the future while I am on Universal Credit, will my housing element be affected as well, and he said yes, is this true?

 

I thought housing element won't be affected while on a sanction, or his he wrong?

 

I just hope I don't end up on UC for too long, I am aiming to get into work ASAP.

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Well UC rolls all benefits into one - My understanding is that you would be affected if sanctioned

 

It can be that your UC maybe stopped altogether for a period or you it may be reduced significantly.

Remember that sanctions come in a variety of periods - 4 weeks, 52 weeks etc

 

We could do with some help from you.

 

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Low level sanctions for things such as failing to attend a work coach job centre appointment affect only the standard payment amount and not housing.

But the sanctions are open ended, so if you did not come back into compliance by attending the job centre the sanction would keep running on.

The sanction is your standard daily rate e.g for someone 25 or over £10.40 per day.

 

If you were a total idiot, repeatedly going through sanction periods, the sanctions would escalate and you would then lose payment of any Universal Credit payments including housing.

 

If you search online, Universal Credit Sanctions, you will find a document with all of the information.

 

If you are sensible enough and comply with what the work coach requests, you should never be sanctioned.

If you cannot attend a Job Centre appointment, then phone them and rearrange as soon as possible.

 

See this link about how to avoid sanctions

 

http://www.cpag.org.uk/content/ask-cpag-online-avoiding-universal-credit-sanctions

We could do with some help from you.

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  • 1 month later...

Evening,

 

I have already posted this on another forum, but need some more advice,

 

On Monday (April 2) I reported my rent changes when housing association rents changed, but when I reported it on my Full Universal Credit account, I put I pay my rent monthly instead of weekly as I wasn't paying much attention.

 

On Thursday (5 April) I got my statement for my payment and I made a shock discovery as I found out they only paid me £70.12 in rent as this is what it states (You said that your rent is £75.79 per month, and you pay £3.48 in service charges each month)

 

- As you can see I made a mistake by putting month, so I made a new report changes on the 5th and I put weekly on the new one, I also made a few notes on my journal and this is what an adverser replied to me.

 

Hi Shaun

 

I have just sent the form off to re verify the changes to your housing costs. Once this is done your housing entitlement will amended.

 

Regards

Rebecca

 

Update - I phoned Universal Credit line this morning (April 9) and I spoken to an adviser and he told me that he is just waiting for my landlord (Calico Housing) to re verify my rent,

does anyone know how long this takes as my case manager who replied to my notes on my Journal, she sent it off on Thursday,

 

I am just worried that's all as my rent is due this week and I am in a payment arrangement with my rent and I don't want to fall behind, is they anything else I can do to chase it up, or have I done everything at the moment?

 

Any advice would be great, thank you :)

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Speak to Calico to advise them of the issue.

Because DWP seem unwilling to correct your error and need Calico to confirm the correct rent amount, it is how quick Calico reply to Universal Credit case manager, so they can put the correct amount through.

 

Any underpayment will normally be dealt with as a same day faster payment.

Edited by dx100uk
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We could do with some help from you.

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Hi, Thanks for your reply - update:

My landlord (Calico) has phoned me today to say that they sent the SRS verification back to Universal Credit yesterday (April 9) at 10am

 

I have left notes on my Journal today but no one is contacting me regarding this and my rent is due tomorrow and £70.10 is not enough,

 

any idea how long is it going to take for Universal Credit to pay me the rest of my housing entitlement?

or do I need to wait until next month now?

 

I am so worried!

Edited by dx100uk
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You can phone UC to ask for a handover to be sent to case manager.

If it is delayed payment of an amount, then they might give it priority.

 

Your landlord calico should be aware that UC issue will cause a delay in full payment being received.

They will deal with UC on a daily basis.

We could do with some help from you.

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Hi, thanks for your reply.

 

I phoned UC up about 8.30am this morning and the lady who I spoken to,

she told me that it's underpayment I will get and she marked it down as urgent,

 

does anyone have any idea how roughly it's going to take to get my remaining housing entitlement if she has marked it as urgent?

Edited by dx100uk
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  • 10 months later...

Evening,

 

Not sure if this is in the correct topic so accept my apology if it's in the wrong section,

 

this Monday (February 11th) I had a appointment with my income office from my housing association and come to agreement with my rent arrears

 

I am on Universal Credit

they pay £303.67 direct

I pay extra £20.00 a month to cover my arrears,

 

this morning I received a letter from my landlord and it's states

- NOTICE OF SEEKING POSSESSION

- RE-SERVE

 

it's states at the bottom the following:

 

''You were served with a Notice of Seeking Possession 12 months ago and this has now expired.''

 

''If you have already made an agreement to reduce your rent arrears, please continue to make your payments as agreed.''

 

Does anyone know what this means?

I already agreed with my housing officer on Monday and this came today and I am upset, it states on the letter the date as: 11th February 2019.

 

Should I be worried about this? I am worried :(

 

Any advice would be great thank you.

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I would suggest it was sent before the landlord knew the outcome of the meeting

give them a ring and check.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Please listen to dx100uk you need to sort the court side before anything else.

 

Few Questions:

 

1. Is this a letter from the Council Housing informing you of there intention to seek Notice of Seeking Possession or Court Documents?

 

2. Were you Served with a Notice of Seeking Possession 12 months ago by the Council Housing?

 

3. If above is correct was the reason Rent Arrears?

 

4. If above correct did you enter a payment plan with the Council Housing?

 

We really need a summary from when this started specifically with the Rent Arrears.

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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I've merged and tidied several threads to this one thread now

please keep to it for all issues regarding this problem.

 

now re-reading from post 1

I suggest that the LL [Calico] has not sent you a section 21 notice

but merely a letter stating they want to repo?

 

and now are simply stating they have reserved the same [pointless] letter?

 

 

have you actually received a section 21 letter involving the court?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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AFAIK, the notice is invalid, as the only notice that can be given and be valid without a reference to any law is a section 21 (1) (b), which requires a minimum of 8 weeks notice for rent payable weekly, or 2 months for rent payable monthly.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Update: My housing officer sent me an email this morning as I sent her an email yesterday as I was worried over the letter. She told me in the email today that I not need to worry as the old one expired so they had to do a new one. She also said as long as I keep up my agreement and payments every month I won't be evicted from my flat, I am well pleased as I was worried overnight about that letter as I don't want to loose my flat!!

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Hi irrespective that this has been sent by email you need to ask that Housing Officer to put what was stated in writing to you not just an email.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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