Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1

    Default Intrum UK Finance and Tesco Credit Card

    Hi All

    • Tesco Credit Card taken out in 2004 and got into difficulties 2007/08
    • Been gradually repaying debt since then
    • Last 4 years been paying 50/month
    • Current balance circa 2,500
    • Went through I&E with Tesco in January and agreed 50/month for next 12 months
    • Tesco letter and Intrum letter came together in one envelope from Intrum last week
    • Per Noddle, Intrum have done a search

    Tesco letter says: "If you have an active repayment plan in place, and your circumstances haven't changed, you can continue to pay off your balance as you are now, but paying Intrum UK Finance Limited instead of us. You will need to take action and update you payment details to redirect your payments to Intrum UK Finance Limited."

    Intrum letter says: "We understand that you've already agreed a repayment plan with Tesco Personal Finance Plc. We want you to continue this agreement with us so we ask you contact us in the next 30 days to make arrangements to do this. If it's affordable we're happy to accept the same arrangement you had with Tesco Personal Finance Plc."

    What propose doing is pay 50/month to Intrum for next 4 years until debt is paid off.
    What I don't propose doing is communicate with Intrum.
    Question - can Intrum force me to go through I&E or any other form of communication with them?

    I'd appreciate any advice on how I should proceed.


  2. #2

    Default Re: Intrum UK Finance and Tesco Credit Card

    so they've flogged the debt onto intrum [1st crediticon]

    might bean idea to send intrum a CCA Requesticon.

    have you all the statements?

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  3. #3

    Default Re: Intrum UK Finance and Tesco Credit Card

    Question.......you HAVE reclaimed all fees and charges from Tesco yes?

    Intrum can be ignored, and paying 50 a month on a non priority debt, whilst admirable, isn't neccessary, 1 a month is all I'd be paying, especially as this account seems to be doing the rounds and evry tom dick and harry is having their pound of flesh out of you!


    Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!
    HOW DO I START A NEW THREAD?



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  4. #4

    Default Re: Intrum UK Finance and Tesco Credit Card

    I don't have all the statements. I have most of them from 2010 but only a few before that. I'll send a CCA Requesticon.
    Tesco stopped charging interest when the account terminated in 2008. I never had PPIicon or anything like that on the account.


  5. #5

    Default Re: Intrum UK Finance and Tesco Credit Card

    SARicon tescos

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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