A 220 page introduction to all things consumer related by our own BankFodder.
Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.
I have learning difficulties and I need some help understanding what permitted work Is,
the reason I would like to know is because I receive esa and pip
what I have been receiving for the past 3 years
I worked in kitchens from 16 years old till I was 28 then i become really depressed and anxious due to swallowing issues
I had a good tube for 2 years and currently survive on ensure
I find it very difficult to swallow soft food,
because of this I am quite weak and collapse frequently but my stability has got better in the last year,
my problem is I don't get enough money on dwp
i am in debt with electricity and water rates that i cannot afford to pay back and
I would like to do some light work to help earn more but I'm worried that I will take on work and my benefits will stop because I am in no position to be able to manage full time work at this current time
could someone please explain to me the best options for me,
are you getting water rates rebate, you should be .
as for the electric bill are they aware of your issues?
there are various trust funds too that can help.
who is the supplier?
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I am not aware of water rebates and not heard of that before with my electric it is with sse I had a electric key thing but I forget to put money on there so they have changed my box but I forget to pay them and they asked me to tell them numbers on my box but I can't understand that and they have said I owe them 1200 I got a discount for cold weather but that is all they can do for me
so how long have you been not paying for your electric?
£1200 is one hell of a bill.
have you been putting money away to pay for this ??
even though you couldn't pay them?
what do you mean they changed from a key meter?
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Benefit for water rates will depend on where you live - Scotland is probably the only area left where this happens. You can ask for money to be taken from your Benefits to pay certain bills https://www.gov.uk/bills-benefits
With water you may be better off with a water meter and the water companies have different schemes to help if you are in debt to them by being able to write off up to 100% of the debt owing. Do you know which company you are with?
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I have lived in my home for 1 and half years now
I was on medication that caused me to get amnesia so my heads abit all over the place but I don't think I paid any bill
I have a social worker who was suppose to deal with all of this but I don't see him no more
I get housing benefits if that's what you mean by tax relief and with the meter it was supposed to come from my bank account but it has not I will have a look at your website
I am with Thames water as I got a letter from them they are going to send me a letter out and they said I can get 50 percent off on the bill and rates because I asked them about water rate rebate
I had my social worker I was part of adult mental health team for 3 years and they was suppose to clear my debts and help manage my money and pay my bills because I had a letter with more debt I asked to leave there service because they cannot section me to hospital they have said I voluntary left there service now I don't get any help