A family member has been sent a letter from Intrum threatening that they will consider issuing a Statutory Demand for Bankruptcy proceedings.

The alleged debt is one Intrum bought which is for over £10,000 and is about 10 years old.I also know the debt isn't statutory barred in the near future.

A previous DCA was sent a CCA request about 6 months ago, this was not adhered to and they said they were looking into it.

Do we now send a CCA request to Intrum and a SAR to the original debitor in readiness for any proceedings?

many thanks in advance for any advice

" The alleged debt is one Intrum bought which is for over £10,000 and is about 10 years old.I also know the debt isn't statutory barred in the near future. "

How come...are payments being made ?

Andy

Was the last payment before January 2013? if so is likely SB anyway.

is the debt subject to a credit agrement in the first place? We assume so because you say yu sent a CCA request but if it isnt covered then that wont get you any breathing space.

More detail on the what and who with, when sold on etc will tailor the responses

Thanks for the replies,

I have found some more information which should help.

The last payment made was in March 2017. This is a credit card debt taken out with Lloyds Tsb in 2010 (might be one year earlier)

A CCA request was sent to a DCA working on behalf of Lloyds back in the middle of 2017. They replied that they would send the documents once received, but none was ever sent.

It was sold at the end of 2018.

Send Intrum a fresh section 78 request

thread title updated for clarity and moved to the Lloyds forum.

sent 1st credit [intrum] a new CCA request.

Keep a copy and proof of postage.....and any response as you may need it if they do issue a SD

Thanks for the replies, and for sorting out the admin dx.

They will send the CCA tomorrow with the proof of postage and I will update on any future developments.