Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1

    Default HSBC sold to Cabot who are denying settlement arrangement

    Mrs Echodale is being harranged by Cabot over HSBC credit card debt

    . HSBC agreed that if she made sixty payments of £xx then she could save £1800 and would not need to make any more payments after July 2018.

    She has honoured the agreement and made last payment as agreed.

    Cabot apparently bought the debt a few years ago and are chasing the £1800, they say they have contacted HSBC and have been advised that no such arrangement exists.

    We have the original Metropolitan/HSBC letter from 2013 and even though the onus is upon Cabot to 'prove it' we have sent them a copy.

    I think next step is to send a formal complaint to both organisations.
    Any advice welcome.


  2. #2
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    Default Re: HSBC sold to Cabot who are denying settlement arrangement

    Please will you post up a copy of the letter in PDFicon format

    Maybe you can tell us a little bit more about the history of the debt as well.

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  3. #3

    Default Re: HSBC sold to Cabot who are denying settlement arrangement

    Why are you looking for a settlement? Cca them. Cabot do not chase enforceable debts. They're money grabbers. They won't have ANY paperwork on the debt and I hope you aren't planning to give them any.

    You're being cash cowed and been marked as gullible

    Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..


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  4. #4

    Default Re: HSBC sold to Cabot who are denying settlement arrangement

    Pers i'd have ignored them
    Let it go all the way to court and show the judge the letter then seek costs

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
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    RIP Martin3030

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