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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Hi all, sorry for the long post but never been in this position before....

 

we received an enforcement letter through the door last night in my old name ( i changed my name via deed poll) demanding £542 .

 

after doing some ringing around we've established its for a part unpaid council tax bill in 2014 ( which we wasn't aware of until we got this letter yesterday)

 

phoned the council who advised the amount outstanding is £192.04 and gave us the dates (it was an honest mistake at a crap time & didn't even realise it wasn't paid until now) they are saying they wont help now its been passed over.

 

The forwarding address the council had was incorrect

we've moved since

didn't know anything was owed

didn't give another forwarding address,

 

due to this we've had no letters off the council,

had no letters off Bristow & Sutor

 

We had this hand delivered letter last night...W

we would have dealt with the payment if we would have known in the 1st place !!

 

now we have the original £192 debt ,

plus the £75 they charge for handling

 

im presuming i should have had a letter from them & then the £275 for hand-delivering ... where do i go from here ?

 

many thanks in advance

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Have you got a notice of enforcement??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well go check then..

Even if the noe i s hand delivered they cant yet charge the £235 only £75 if you dont sort it within 7days

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Did the council confirm there is an existing liability order??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you need to know when it went to court to give the council the liability order.

 

being at an old address they probably did this but that also means they may still be chasing the debt at the old address rather than asking the court to change the paperwork.

 

This menas that you are likely to get a set aside if you apply for one and then you can pay what you owe rather than the fees as well.

 

Also a poke in the eye for the councl if they knew they were chasing you at the wrong address

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ok thanks will get back onto the council , what do i do about the bloke from the debt collectors that keeps ringing & knocking the door ? just leave him too it ?

 

and is there anything specific i say to the council ? to make sure i get the right info & doesn't come back to bite me ?

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Ask when the LO was granted

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

The bloke is a bailiff not a debt collector..very big diff the later have ZERO LEGAL powers on any debt

 

A bailiff has no right of forced entry on ctax debts

And to all intent could be ignored

But it might end up with you making an arrangement to pay thru him..IF you did get the NOA?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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And keep any car or other vehicle away from the property, as they might clamp it or take it away.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Thanks will do that too

 

I’ve emailed the council asking for the information, what do I do once I know then the lo was issued

Edited by dx100uk
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Ok thanks, I’ve emailed the council asking for the information, what do I do once I know then the lo was issued

 

There's nothing more you can do until Monday with the council. You need to phone them as emails can take 2 weeks to be replied to.

 

It doesn't really matter when the LO was issued - it was issued and that's that. The council only need to send correspondance to the last known address they have for you. If after you moved you informed the council of your new address you will have cause to complain but that can wait for now.

 

The immediate situation with the bailiff is more important. Your trump card here is that the bailiff must send correspondance to your usual address, ie your present address. Sending a notice of enforcement (NOE) which is called the 'compliance stage', to a previous address is not acceptable. The bailiff clearly has your address now as he has posted an 'enforcement stage' letter through the letterbox.

 

The bailiff cannot, by law, move to the 'enforcement stage' until you have received the NOE at your present address. The bailiff will know this but will hope you don't.

 

As soon as possible you need to contact the bailiff's office (not the bailiff) and ask for the address the NOE was sent to and the date it was sent. If sent to your previous address remind them that it needs to be sent to your present address. The law for this is the Taking Control of Goods Regulations 2013 part 8(1).

 

This will show them that you're not a pushover.

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ok thanks for that,

ill ring them tomorrow if they are open & if not will be monday .

 

it was a honest mistake & i know we owe the money its just not having any notice & whacking £310 on top is the kick in the teeth ,

 

hopefully by telling them that they will have to take the £275 off the bill that they kindly added,

but i will double check the wording on the letter that was hand delivered when i get home

Edited by dx100uk
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just got home & looked , the letter we had hand delivered is titled... enforcement visit warning .. going off the previous response we've not had the notice of enforcement to this address so will be taking the advice & ringing them as soon as they are open

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Bristow & Sutor, (Bristols & Stupor) might be hoping you don't know what you have found out on here.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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just got home & looked , the letter we had hand delivered is titled... enforcement visit warning .. going off the previous response we've not had the notice of enforcement to this address so will be taking the advice & ringing them as soon as they are open

 

The Statutory notice is the one called Notice of Enforcement. The one that you have received is merely an advisory notice to let you know that a bailiff has visited your property. By the way, the enforcement fee (which you should not at this stage be liable for) is £235 and not £275.

 

The enforcement company have managed to identify a new address for you and accordingly, a fresh Notice of Enforcement should be issued. At that stage, only the compliance fee of £75 should be added to the debt. The good news is that on receipt of the Notice of Enforcement, you will be able to enter into a payment arrangement to repay the debt over a short period of time (usually around 3 months).

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Help required please... in relation to the above post...

ive just phoned the office as advised by 2 posts..

 

he asked me to confirm our address as number 16 ( we're 16b) i relied "if thats what you have on file" he advised the the 1st letter was sent to the old address & a 2nd one was sent to number 16 (we're in a block of 3 flats so we have 16a,b,& c.. we never had a letter )

 

he's saying that because the letter was sent to 16 they HAVE to charge the visit fee.

.. he can send me out a new letter but it will have the enforcement fee on too.

 

. i told him under the taking of control of goods regulations .. by law they have to , he said no they don't ... what law?

what do i do now?

 

many thanks in advance

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funny how they can suddenly find the right address when he thinks £235 can be added

LIAR!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I had a feeling it wouldnt be that straight forward being as their fees are more than the original council bill.. how do I find out the address on the court order? Do I have to phone the council back and ask them which court it was sent to ?

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no harm in ringing the council and asking when the relevant liability order was granted and what address the notification that they must send before going for one was sent too...might shed some light on things.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Appparently they sent a notice to the old address & then one to number 16 ( there is no number 16 just 16a,b &c)

he’s saying they sent one so they can’t remove the £275 as they “had to do the groundwork to find us! “

 

he can send me another notice but it will have the 2 sets of fees on.

 

Apparently there’s no law that says they have to remove it

.. talk about bashing your head up a wall... is there anything else I can say/do ?

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