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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver.  (Although earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.  I don't clearly understand it, but legal advice was something to do with the role the receiver has acting as an agent for the borrower which makes it hard for a borrower to make a claim against the receiver ???).  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate app for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Idem Claim Form - halifax / Lloyds TSB credit cards***Claim Discontinued***


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:rockon::rockon:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You only submitted your defence on the 13th and you have received a Notice of Proposed Allocation already ? :!:

We could do with some help from you.

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And the court has acknowledged your defence...sent a copy to the claimant and the claimant as informed the court they wish to proceed and the court has sent you a DQ to submit ...all in 6 days ?

We could do with some help from you.

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Im a bit confused Andy.

 

My timeline

 

14th - Defence Submitted on MCOL.

 

Today 19th Ive received the Letter from court - Notice of proposed allocation to small claims track. ( N149a ) & ( N180 DQ )

 

Which I have copied to claimants solicitors ( posting tomorrow ) - and posting one copy to the court office ( tomorrow ), and one kept one for my file.

 

Just followed instructions. Am I missing something ?

 

I Might have confused issues on post #76 ( where I just copied one of DX posts about actioning the N180 - and what I WAS going to do )

Edited by yodabug
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No thats fine I just wanted to make sure had received the Notice of Proposed Allocation and DQ from the court....never seen a turn around that fast ever !!!

We could do with some help from you.

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  • 3 weeks later...

Hello...

 

I have had Idem's DQ returned to me.  And they have also stated in the letter :- 

 

' in addition please be advised that we have made a request to the court to place proceedings on hold for a period of one month to enable further enquiries to be undertaken to retrieve any additional information that may assist with resolving he issues raised within your defence ' 

 

is this usual tactics ? 

 

i think that it is unfair and puts me at disadvantage.....

 

is this behaviour frowned upon by the court ?

 

thanks as always 

 

They have also stated NO - to mediation ?

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well you don't agree.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thanks DX  - can you point me in the rough direction as what to do to contest this please ?

 

this hasnt been yet been allocated to my local court yet and latest on MCOL just states 

 

Claim history 

You filed a DQ on 04/03/2019

 

thanks 

Edited by yodabug
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Just made a wee donation.  

 

DX - you say ‘ well you don’t agree ‘ 

 

So will the court be in contact with me  asking if this is ok then ? 

 

I thought if if they ‘ do nothing’  the case gets auto stayed ? And idem will have to pay to get it lifted at their own leisure

 

I only ask ask as I was preparing to go down the N244 route and pay myself to get the stay lifted 

 

thanks 

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Does it state on their DQ they have made application to stay it for one month ?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Andy - thanks for quick response 

 

they sent back the DQ with a covering letter with the following embodied in the letter.  

 

' in addition please be advised that we have made a request to the court to place proceedings on hold for a period of one month to enable further enquiries to be undertaken to retrieve any additional information that may assist with resolving he issues raised within your defence ' 

 

Thanks 

would it be ok to PM you Andy ? 

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So you do not have any proof that they have requested a months stay from the court...they simply state so as above in an accompanying letter addressed to you ...not the court ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I would take that as a pinch of salt...if they wanted to stay it for a month ...they shouldn't have proceeded to the DQ.

 

Notice of transfer of proceeding letter next informing you of transfer to your local county court and offering mediation services.

 

Then Notice of Allocation  (N157)if mediation fails or does not even happen, informing you of the court directions and what you must do next in preparation for trial.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 3 months later...

Donated.

 

Good evening all.

 

I have received notice of discontinuation.  This has also been confirmed with the court.

 

I like to say a huge thankyou to everyone that has helped with this case.

 

I would also like to say a very very special thankyou to DX and Andyorch, who really helped me see this through to the end.  You are both Gentlemen and Scholars.  Sometimes you were responding to my posts at 2/3 am !!!! I will be forever grateful.  CHEERS GENTS ! And for calming me down when I was getting stressed !

 

I think this is a fantastic community, and the best forum , I have ever used - very friendly and helpful.

 

I hope my donation helps you help others in my situation.

 

For anyone reading this thread, I did get a LOT of help.  But I also done a tonne of reading, and cannot recommend enough reading the financial legal successes to fully understand the procedures and timetable of events, and to get up too speed on everything.  It will help you out and also the moderators / helpers.

 

I also bought the Small Claims Procedures book, that will advise on the processes of the court timetable etc etc.  A great read.  I cannot recommend this book enough.

 

Thanks again everyone.

 

BIG HUGS AND LOVE 

 

XX YODABUG X X 

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  • dx100uk changed the title to Idem Claim Form - halifax / Lloyds TSB credit cards **DISC'D**

:yo:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • AndyOrch changed the title to Idem Claim Form - halifax / Lloyds TSB credit cards***Claim Discontinued***
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