Hi

Had a BC from 2003 - 2017.

PPI Claim went in through Resolver 2018.

BC Paid over payment of coms under Plevin ruling, so i pushed to FOS.

FOS rejected on both occasions.

I passed my case to a CMC.

They have told me that i have a reasonable chance of winning a claim,

but there just inst the money in it for them to proceed. (apparently a claim to the value c£2.5k).

Is this worth continuing with, and putting a legal claim in?

Thanks

G

resolver is useless for PPI

never waste money on a CMC when you can do it yourself for free.

so why are you claiming plevin and not the PPI premiums you paid over 14yrs back?

Hi DX

I was claiming all PPI, but BC said the PPI was not miss sold, so only paid out the excess coms under Plevin.

Thanks

G

Oh well, if Barclaycard say that there was no mis-selling, it must be true. End of story

Ha yeah definately BF.

Wish i had found you guys before i submitted to the wonderfully helpful FOS.

Afternoon guys

Please see attached FOSrunning calculator and a copy of the letter when i received my original PPI redress.

What are your thoughts, how should i calculate the new claim, taking into consideration what i have already received

As always, very much appreciate your guidance.

Thanks

G

GH_BC_FosRunningPPI v101.xls

Refund to date.pdf

you cant have both

either plevin reclaim or a PPI relaim.

So as BC have paid out under Previn, and refused to settle the rest, I cannot take legals against them?

the rest??

as I said you cant claim both plevin AND PPI premium refunds

nope.

unless you refuse the plevin refund totally.

haven't seen any of your claim forms yet upon the reason it was mis-sold...

did you use the fos questionnaire?

dx

I used Resolver.

BC paid out plevin based on resolver.

I then escalated it to FOS, who rejected it.

rejected what?

either you put in a PPI premiums claim or you put in a plevin claim..

this is why resolver is SOOOO!! USELESS at PPI reclaiming.

dx

FOS rejected my escaltion of the claim to them.

See attached resolver case information and FOS reply.

complaint about Barclays Bank Plc (Our ref).pdf

case_file (1).pdf

nothing like the FOS questionnaire and it was an unadvised policy so even if it were reopened I doubt you'd get anywhere.

you wrote yes on the application form.

and its more than 3 yrs ago since your 1st complaint, infact its more than 6yrs so they could quite easily turn around and say too late now re the CCL rules [3yrs]

take the plevein refund

you wont get anymore.

the only issue here ofcourse is that they are refunding £420 penalt charges which ofcourse blows your charges reclaim to pieces too.