Marc Gander - The Consumer Survival Handbook


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  1. #1

    Default link chasing co-op loan debt - Co-op want sigs to comply with sar

    Evening,

    I requested a SARicon from Co-op, I had a loan from them several years ago. I gave my name, address from when I made the application and the reference number from the loan.

    They have replied to me saying they are unable to verify my signature(s) after checking my records.

    They have asked my to provide photographic ID in order to investigate the matter further.

    Is this normal? Has anyone experienced this with Co-op? I've requested SAR from other places with no issues.

    Many thanks


  2. #2

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    have you moved since opening the account and why did you send the SARicon?

    moved to the co-op forum.

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  3. #3
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    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    It is quite reasonable for them to want to verify your identity and under the legislation they are entitled to do so.

    if you have provided them with a signature which doesn't match up to the one they have on their records then it certainly seems normal that they would want to double check.

    On the other hand, if they are simply attempting to verify an identity which they clearly have on their file and they are happy to write you about any other matter then one might say that they are being obstructive.

    Do you have still have an account with them and are you at the same address?

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  4. #4

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    Thanks for the replies. I no longer have an account with them, I am at another address now. I haven't provided any signatures, the only signature they might have is from the CCA.

    I wasn't sure if they were trying to get hold of my signature so they can stick it on a CCA and enforce it.


  5. #5

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    did you include a CTAX copy as advised in the SARicon thread posts?

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  6. #6

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    No, I've not sent it with any of my previous SARicon requests either.


  7. #7

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    well you've moved.
    you should else they don't know you from adam.

    banks don't copy sigs only DCAicon have been thought to do that.

    so why did you SARicon

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  8. #8

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    Because Link Financial are chasing me for money


  9. #9

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    then you should be sending link a CCA Requesticon
    what you get and hold from an SARicon is your data and you keep it to yourself.

    when did you last pay this?


    thread title updated

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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    If you want advice please PM me a link to your thread. PM advice is not allowed!!
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  10. #10

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    I have already sent a CCA Requesticon to link also. I think my last payment was June 2018


  11. #11

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    no chance of sb then...

    when did you take this loan out?

    dx

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  12. #12

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    Jan 2013 i think


  13. #13

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    just type no need to hit reply with quote
    thread tidied.

    when did you send the CCA?

    theres no harm in sending co-op sigs but I bet that wont resolve the issue
    send CTAX bill copy too.

    dx

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  14. #14

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    Just before Christmas. Thanks for the help and input


  15. #15

    Default Re: link chasing co-op loan debt - Co-op want sigs to comply with sar

    if they've exceeded 12+2 working days you ignore plink them.
    till they comply.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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