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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Received a NOTICE INTENDED PROSECUTION. 39 in a 30 zone


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I think the general jist is for me to own up to a speeding offence.

 

I do not remeber this incident though, as in the location and why I would have been there..

 

'I' was apparently doign 39 in a 40.

 

I have never had a speeding ticket or one of these in the door. I did get a DD10 (drink and drive) and that was 4 years and 7 months ago so nearly up. Clean license.

 

Should I just sign it and own up or challenge it, I am meant to be leaving the country end of January..

 

What are my options?

 

Thanks.

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39 in a 40?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They're not chasing you just yet. They're looking to find who the driver was. First port of call is the registered keeper.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They're not chasing you just yet. They're looking to find who the driver was. First port of call is the registered keeper.

 

OK that makes sense, so what if I said it wasn't me and I could not prove anyone else weas driving, it would land on me yes? As honestly I do not remeber driving there. What shoula I do now?

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If you dont name another driver, then it will be assumed it was you unless you can prove it wasnt.

 

You could always ask to see the evidence they have, but im not sure if that will remove the option of you getting a FPN, and instead it goes to court or not.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Er..I don't think so.

 

If you do not provide the driver's details the speeding matter cannot be prosecuted as there is no evidence who was driving.

Instead you will be prosecuted for failing to provide driver's details.

This means a court appearance, a hefty fine, six points and an endorsement code (MS90) which insurers hate.

 

You can ask for "any photographs which might help identify the driver".

They are not obliged to provide them but usually do (by providing a link to a website).

The photographs usually do not help in that task.

 

You are not entitled to any evidence unless the matter goes to court.

You should be offered a Speed Awareness Course for that speed provided you have not done one for an offence that occurred in the three years prior to this one and that the offence was not in Scotland (where courses are not offered).

 

It's your choice whether you ignore all this as you are leaving the country.

If you do the matter will be heard in your absence and any fines that are imposed will be waiting for you if and when you return.

 

By the way, you do not currently have a clean licence.

Endorsements for offences involving alcohol or drugs remain on your licence for eleven years and are active (in the event of a another similar offence) for ten years.

Edited by dx100uk
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Looks like I better own up, so couls be a chance to do a course... ?

 

Do you know how soon these can be done, or could I opt to do one in 5 or 6 months?

Edited by dx100uk
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No, you cannot do it in five or six months.

 

You have to complete it within about four months from the date of the offence (this is to give them time to prosecute

- which they must begin within six months

- if you fail to do the course).

 

At the very least you should name yourself as the driver and avoid the more serious charge of failing to provide driver's details.

 

After that you need to decide what you want to do.

 

If you're not going to be here for a few months that largely rules out a course or a fixed penalty.

 

Speak to the ticket office to see if they have any suggestions.

Edited by dx100uk
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If you are 100% sure you wouldn't have been there you could ask for photos and check if it is your vehicle or a clone?

The NIPs are sent out relatively swiftly so you should have some idea whether being there was even a slight possibility. The other option is being able to prove you, and more importantly the car, was elsewhere.

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