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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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Hi

I received a letter from a bailiff company on the 7th January 2019. I contacted them immediately as the letter advised to set up an arrangement. I offered to pay it over 6 months with the first installment on 22nd. The gentleman advised me this was too long and would need to be paid by 20th at the latest so agreed to phone and pay on 18th and he agreed no further action would happen before then.

 

On 10th January 2019 I received a text advising me that my account would shortly be issued to an enforcement officer to visit at your home. So again I called them as was confused as I thought I had sorted things? I went through everything with him and again said the agreement with the first gentlemen and he said ok but instalments would be higher than the first man. Was surprised by this but thought maybe the first man worked it out wrong and agreed. Turns out the first installment is higher as I have been charged a £75 compliance fee.

 

On checking things further the initial letter I received on the 7th January 2019 is dated 24th December 2018. How does it take two weeks for a letter to arrive?

 

Can anyone confirm how long the compliance stage is? Am worried I am going to wake up to bailiffs at my door.

 

Thanks

Stressed2009

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Is the letter headed Notice of Enforcement? If so then they should have listed a date by which you had to contact them. Bit of a cheek sending a letter dated 24/12 considering the time of year especially if you have only received it. Were you aware the Council had gone to Court to obtain a Liability Order?

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Hi. Yes I was aware the council had obtained a liability order but couldn’t afford to pay it off in three installments by the end of the tax year like they wanted.

 

The letter is titled Formal notification of the issue of a liability order for unpaid council tax to X. It says payment has to be made within 17 days from the date of the notice. Also, if you want to make an arrangement you must contact us within 14 days of receiving this letter - which is what I did?

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You say the Council refused payment as it was going to take longer than 3 months - that would be quite normal this time of year as they want it paying before the end of the financial year. Instead they have passed it on for enforcement and I assume the agreement you have will take longer than 3 months - in other words they are just prepared to saddle you with the extra costs of enforcement.

 

Do you work or are you on Benefits? Did the Council suggest an Attachment to Earnings or Benefits?

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Yes the arrangement would be for 6 months. The £75 fee was added on 10th January I’m assuming for sending the text message.

 

I’m a carer for our son but my partner works full time. We get child tax credits, child benefit and I get carers allowance for our son. Nope the council didn’t suggest either of those.

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I am planning to call at 10am tomorrow when they open to try and pay the £200 he said I needed to pay when I spoke to them on Thursday. Would a bailiff come on a Sunday

 

 

That decision has to be yours but I will guarantee if you are paying early or more than what has been agreed they will continue to hassle you and want more. Bailiffs do work on Sundays but you should be safe if you have an agreement.

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Tomorrow I would be contacting your local Councillor www.writetothem.com and explaining the refusal by the Council who have now passed you on for enforcement and they have agreed an arrangement that the Council refused & you are now subject to the extra costs of enforcement. If they refuse to act or are reluctant then bypass them and go straight to the leader of the Council. Best initial contact with your Councillor is by phone.

 

I would also explain your concerns for your son should a Bailiff call. Have you told JBW about him?

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The way I see it they have not sent you a Notice of Enforcement which is a requirement they must do. Therefore they cannot have given you a date by which you must respond/comply. All that has happened so far is you have a letter from them advising you owe Council Tax and ask you make an arrangement to pay - this you have done voluntarily. With the way they have done it I would argue they cannot charge you the £75 Compliance Fee as they have not told you of its existence.

 

Of course JBW will twist it all and hope you do not know nothing and will just pay without argument.

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The way I see it they have not sent you a Notice of Enforcement which is a requirement they must do. Therefore they cannot have given you a date by which you must respond/comply. All that has happened so far is you have a letter from them advising you owe Council Tax and ask you make an arrangement to pay....

Given the wording and the date, I would suspect that the letter is effectively the equivalent of a '14 day' letter that the council at one time were required to send (Regulation 45A). In the absence of payment, a Notice of Enforcement has now been issued and the debt increased by £75 to include the Compliance fee. The OP needs to ask JBW for the date when a Notice of Enforcement had been issued.

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He gets HRC DLA because of a number of health conditions. A bailiff coming to the house would massively impact on his anxiety. He’s only 8.

 

They said the arrangement wouldn’t be put in place until I had made the payment.

 

I am assuming that your sons condition means that you have a Blue Badge on your car? As Ploddertom has advised, you need to ensure that JBW are made aware of your sons health. You need to ensure that any payment arrangement is adhered to as a late payment would lead to the arrangement being cancelled. Payments should not be made to the council, they should be made to JBW.

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Do as of post 11, that is the best advice on here,

 

Email / call your Councillor, also explaining everything. Make sure you emphasise your son's condition , as using bailiffs in this situation is against their code of practice.

 

I would also do a Google search online for your local council's COP, and email it to council revenue department, copying in the Bailiffs, explaining about your son's condition, and offering a GP / Consultants note.

 

I did this, and the Bailiffs were called off within 24 hrs, all charges removed. I was also able to set up a 50ppm arrangement with the council.

 

No need to lose sleep over this, just take these steps

 

Let us know what happens,

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Thank you for all the advice.

 

I called this morning and paid the first payment and the arrangement is now set up. So the stress of a bailiff turning up at the house is gone as can stick to arrangement. I also made them aware of my son and his health conditions.

 

The lady confirmed all calls are recorded so now going to make a written complaint over the fee as a result of their poor advice. It may not get me anywhere but I will try. If I donÂ’t get anywhere with that I will contact our local councillor.

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Thank you for all the advice.

 

I called this morning and paid the first payment and the arrangement is now set up. So the stress of a bailiff turning up at the house is gone as can stick to arrangement. I also made them aware of my son and his health conditions.

 

The lady confirmed all calls are recorded so now going to make a written complaint over the fee as a result of their poor advice. It may not get me anywhere but I will try. If I donÂ’t get anywhere with that I will contact our local councillor.

 

Well done.

 

I would suggest that before issuing a complaint that you call JBW and ask them to confirm the date that they claim that a Notice of Enforcement had been sent to you. It is only when a Notice of Enforcement is issued that a £75 compliance fee can be added.

 

As I mention in my above posts, it would seem to me that the letter dated 24th December from JBW is merely the equivalent of the '14 day' letter that until 2014, had been a legal requirement for councils to send once a Liability Order had been granted.

 

Although there is no longer any legal obligation on councils to send these '14 days', it is the case that many councils (and in particular, around the Christmas period) request that their enforcement provider issue the equivalent notice which I believe is what has happened here.

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The date they applied the £75 compliance fee was the 10th January, the same day they sent a text saying ‘Your account will shortly be issued to an Enforcement Agent to visit you at your home. Contact JBW on .....’ Would a text message count as a notice of enforcement?

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The date they applied the £75 compliance fee was the 10th January, the same day they sent a text saying ‘Your account will shortly be issued to an Enforcement Agent to visit you at your home. Contact JBW on .....’ Would a text message count as a notice of enforcement?

 

Regulation 8 of the Taking Control of Goods Regulations 2013 specifically provide that a Notice of Enforcement may indeed be given 'electronically'

 

Method of giving notice and who must give it

 

8.—(1) Notice of enforcement must be given—

 

(a)by post addressed to the debtor at the place, or one of the places, where the debtor usually lives or carries on a trade or business;

 

(b)by fax or other means of electronic communication;

 

©by delivery by hand through the letter box of the place, or one of the places, where the debtor usually lives or carries on a trade or business;

 

(d)where there is no letterbox, by affixing the notice at or in a place where it is likely to come to the attention of the debtor;

 

Giving a Notice of Enforcement by 'electronic communication' would clearly mean attaching a copy of the NoE to an email. There can be no possibility at all that a TEXT message would suffice.

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