Hi All

I've received a letter from Monarch, a debit collection agency, stating that they are pursuing me for a debit of £12 (yes £12!!!) on behalf of an old Talk Talk mobile account I had.

I haven't used the mobile number or sim for at least three years.

The sim came free when I joined TT for one of their broadband, TV and phone packages about 6 years ago.

I contacted Talk Talk in December by phone and they said that the monthly charge I was liable for had been introduced from July 2017. Unfortunately they had my old email address and they sent notification to that old email address about the new proposed charge.

I did contact TT when I changed my email address but apparently my TT mobile account was a separate account and they weren't notified. If I had known that I was now going to be charged for something I no longer used, I would have asked them to cancel the account.

The person on the phone at TT was not very helpful or sympathetic after I explained the situation and only offered me a reduced payment of £9.

I don't feel that I should have to pay this amount especially as I haven't been using the mobile account for three years and I'm considering ignoring it as it's such a small amount.

Do I have to worry about this debt or does anybody know if they will take any further action via small claims court?

Any help or advice will be gratefully received.

Many thanks

Bachingmad

It would be amazing if they went to court for this kind of some. I suspect that you can probably ignore it

OK cheers thanks BF for your reply. I think I'll just ignore them. The amount is so small that that they probably won't bother.

Presumably this debit won't appear on my credit file?

Bachingmad

Only the OC can put it on your file, but if they do, you can complain, as they would ruin it for the sake of £12

Who are monarxh client please

They only chase debts..they dont buy debts

OK thanks for your advice renegadeimp. Presumably OC is Talk Talk?

Hi DX100UK

Thanks for your reply.

Monarch who are based in Salford (I think) are acting for Talk Talk.

Read their letter s..

Who are their clients?