Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default Reclaim Excessive Mortgage Arrears Fees - Amber Homeloans

    Hi all

    I had a mortgageicon with Amber Homeloans for approx. 8 years until 2017 and due to my own poor financial mismanagement, I incurred many fees for arrears, etc. Whilst I accept fault, given the time that has passed, is it still viable to pursue Amber for any excessive fees charged which were greater than the administrative cost to them?

    I am about to request statements from them in order that I can collate a list of charges, but perhaps it's not worth my while?

    Thanks.


  2. #2
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    Default Re: Reclaim Excessive Mortgage Arrears Fees - Amber Homeloans

    You certainly should claim everything you can.

    Get the information you need and then come back here. You are probably better off sending them an SARicon which should oblige them by statute to supply you with all of the information you require



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  3. #3
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    Do you record your calls?
    You'll regret it if you don't.




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    Default Re: Reclaim Excessive Mortgage Arrears Fees - Amber Homeloans

    Quote Originally Posted by BankFodder View Post
    You certainly should claim everything you can.

    Get the information you need and then come back here. You are probably better off sending them an SARicon which should oblige them by statute to supply you with all of the information you require
    Thank you. I will go ahead with the SAR and take it from there.



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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