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Thread: Ukar , nram

  1. #1

    Default Ukar , nram

    Good morning.

    This is my first post on here .
    not sure if this is the right section.

    Basically received a lettericon form ukar NRAM on 19/12/18

    account has moved to loss recoveries loan gone In to default and a formal demand was issued
    outstanding balance of 17083.51 is now sought .

    Now this is the first letter I have received from NRAM .

    not had any contact with them for over 12 years

    me and my ex had a mortgageicon with nothren rock back in 2006

    100 pct and a loan attached I am sure so long ago can't remember .

    now we split up in 2008 and her dad bought me out my name was taken off everything with northern rock .


    i moved away I now have a new family .

    why are NRAM SENDING me a letter like this saying I owe them money surely it's her they should be going after .
    How have they got my address and what's all this default and formal demand stuff .

    i have had no contact with northern rock for ove r 12 years .

    Now do u suggest I send a SARicon TO THEM .

    or do I ignore it as surely it's statue bared ????

    Regards

    kevin

    Ohhh I can also add this is not on my credit file ??? Does not showe up .

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  2. #2

    Default Re: Ukar , nram

    How were you bought out??
    Was this via Nram themselves?
    If not you are still liable if the mortgageicon is still live and unfinished/nor paid off

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    RIP Martin3030

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  3. #3

    Default Re: Ukar , nram

    Hi there thanks for replying .
    It was so long ago I really don't no was a messy breakup .
    I believe her dad remortgaged so I was taken off the mortgageicon and I was given what we agreed on the cost of what house was at the time . I.e half .
    I've checked online and the house was last sold 2005 well that's when we bought it together .
    So it looks as though thy still own it .
    Now if that's the case why aren't NRAM chasing my ex as she still owns the property by the looks of it ???

    Do I send a SARicon

    and is this not statue barred.


  4. #4

    Default Re: Ukar , nram

    I left the house in 2007 11 years ago
    It's worth double now ????
    She and her dad need to be dealing with this surely .

    I left for next to nothing and she has made a fortune on house
    Surely this her debt now as she took it all on from me .


  5. #5

    Default Re: Ukar , nram

    Go check the .gov.uk land registry site
    See if you are still listed or the old nram charge one is.

    If it's been paid by anyone in the last 12yrs it's not sb'd nor if it's listed.

    Who are ukar?

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  6. #6

    Default Re: Ukar , nram

    Ok will do thank u .
    Meantime is It worth sending a SARicon


  7. #7

    Default Re: Ukar , nram

    To what end?

    Who is ukar?

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  8. #8

    Default Re: Ukar , nram

    Send a SARicon to NRAM .

    UKAR ARE part of NRAM I believe uk asset resolution


  9. #9

    Default Re: Ukar , nram

    Hi can any one please give me some advice on this ???

    Have I posted in the wrong section.

    Thank you


  10. #10

    Default Re: Ukar , nram

    post 5 please

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  11. #11

    Default Re: Ukar , nram

    Hi dx100uk

    Ok so I have checked the land registry and I am not listed on there .

    The only person listed is my ex girlfriend so what do u suggest now please .

    Many thanks


  12. #12

    Default Re: Ukar , nram

    so what is listed regarding NRAM solely states only her name and not yours
    your only link now is possibly your original signing of the org unsecured loan , was it their normal game of a 25k one o suspect?

    don't think they can chase you its out side of 6yrs now unless she has been paying it and stopped within 6yrs?

    any ideas?

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  13. #13

    Default Re: Ukar , nram

    Hi yes just says her name with the address on the land registery.

    But below it now says lender nationwide , she obviously changed mortgageicon company when northern rock went bust .

    Yes that sounds about right the 25 k loan .

    And I have had no contact with nortahern rock NRAM
    SINCE 2006 over 13 years ago

    No paid them a penny
    Nothing .

    So do u suggest sending a SARicon to NRAM .

    Or ignore it .
    It's a strange one 13 years ago and then boom the out of the blue


  14. #14

    Default Re: Ukar , nram

    pers i'd ignore them
    just phishing for a mug to fleece

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    DX
    RIP Martin3030

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