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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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Another Harlands/CRS thread, I need advice!


Gymppl
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Hi,

 

i originally join the gym through lifestyle fitness in February 2017.

I then cancelled my direct debit through my mobile banking app in August 2018, just after the payment was made that month on the 15th.

 

It is now December 2018 and I have received a letter from the CRS stating I owe them £250.52, “following our initial letter” even though I haven’t received a letter previously, haven’t received any emails stating I owe them any money or anything.

 

i was under the impression the gym membership was cancelled when the direct debit was and I haven’t heard from them until now which is 4 months after the direct debit was cancelled.

 

I am just looking king for advice as I don’t understand how I should be liable for paying this money when I haven’t been to the gym and had no word from them in regards to “late payments” I literally just assumed it would have cancelled 😕

 

This is also my first time posting a thread so I have no idea how this works haha

 

thanks

Edited by dx100uk
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Have a read of other threads. Your situation is identical to theirs and so is the response

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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simply send one of the slick132 letters offering 1 months payment and no additional unlawful penalty fees.

 

if they don't accept it

IGNORE everyone

 

DO NOT USE EMAIL..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gymp and welcome to CAG

 

Yes, offer to pay just one month's fee for the notice you failed to give.

 

You should find example letters on some older threads that you can use. Keep the letter super-short and add nothing more.

 

:-)

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  • 3 weeks later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Read the draft here - https://www.consumeractiongroup.co.uk/forum/showthread.php?489686-Credit-Resolution-Services-hassling-me&p=5144800&viewfull=1#post5144800

 

Adapt it to reflect your own case and, if you want, put your draft here so we can check it for you first.

 

Send the printed letter by post and get a free Cert of Posting at the PO counter.

 

:-)

We could do with some help from you

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  • 3 weeks later...

You've left all of your details on that letter.#

 

However, they lose, you clearly outlined your position to them and that you would be willing to pay the final months fee, they have predictably been rapacious and arrogant, so now get a big fat ZERO!!

 

Ignore them, log all of their harassment, get onto the gyms social media sites, and embarrass them on there, let all of their current and prospective customers know just how they will be be treated dare they leave.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ive hidden your upload for you.

that's all

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Gym,

 

Always hide any personal detail before you post a letter or document.

 

I've seen their reply which is what we'd expect from Harlands.

 

Now you do what you suggested in your offer letter - they've demanded more so you ignore all comm'ns from them. Yopur offer to pay is withdrawn.

 

Keep a log of all contact from Harlands/CRS and Zinc, respond to nothing for now and stay OFF the phone.

 

Keep us posted ..........

 

:-)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 2 weeks later...

so am i just not responding at all? Im just curious to what the outcome will be, will they keep messaging me? i want this over and done with and ignoring them wont make them drop the debt.

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well it will

block and bounce everything

report the texts as spam.

nothing they can do to you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gymp,

 

Of course you want this over quickly but responding to Harlands/CRS in any way will just encourage them.

 

Ignore them for now, keep a log of all contact from them and don't contact them in any way at all.

 

Trust us - we've been dealing with them for many years now.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 3 weeks later...

Hi, 

 

i have received another letter from them and im not sure what to do now. Im getting worried in case this affects my credit in the future.

 

i think i have kept my personal details out of this letter post.

 

 

 

 

CRS.jpg

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lyou should be self helping and reading other like topics

then you'd know gym debts don't ever show on credit ratings

and they dont do court.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i have been looking at other topics and have seen that it has been said that they can't. But its different when you have people saying they can't and then the actual threat of it.

 

I've been informed to post updates on here for help and thats what im doing. i have no idea what i am looking at or in that case what i am doing.

 

Yes, there are similar cases and i'm not denying that. I've posted this response to try and get an opinion off someone who knows what their talking about.

 

Thanks

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Ignore ignore and ignore some more.

Harlands do NOT do court.  They dont want their unenforceable and unlawful fee's and business practices to be shown up by anyone in  authority.  They prefer to just harass and intimidate by letter knowing that some people genuinely thing harlands have some kind of power.  When in fact they have absolutely none.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Gymppl,

 

What more can I add - they make these threats all the time but never act !

 

Of the options 1 and 2 mentioned, they NEVER do Option 1............

 

............ and Option 2 means they'll get an outfit called Zinc Collections to write you a "scary" letter which you will ignore and they'll return the matter to Harlands/CRS.

 

There are hundreds of threads here that all tell the same story - ignore these fools and they'll get bored chasing you.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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