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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Buenas noches, les cuento mi caso o el de un error tan grande en mi vida, tomo un artículo en M&S por menos de 10 libras, la seguridad de la tienda me lleva por una puerta trasera y me dice que puedo No vuelva a la tienda, pague por el producto tomado, todo esto sin la intervención de la policía, firme un documento llamado Sistema de Notificación de Recuperación Civil / Violación en el que me dice nuevamente que no puedo ir a ninguna tienda de MS, y que DWF se pondrá en contacto para el pago de una demanda formal (no especifica el monto).

Después de una semana de esto, recibí una carta de DWF solicitando un pago de 85 libras para los costos de seguridad en los próximos 14 días.

¿Por qué no pagar esta factura? Si no lo hago, ¿puedo tener consecuencias legales, un seize o estar en la lista de morosos?

Estoy muy preocupado por lo que pueda pasar, espero que alguien pueda ayudarme con esto.

 

Good evening, I tell you my case or the one of such a big mistake in my life, I take an article in M ​​& S for less than 10 pounds, the security of the store takes me through a back door and tells me that I can not go back to the store , pay for the product taken, all this without the intervention of the police, sign a document called Civil Recovery / Violation Notification System in which you tell me again that I can not go to any MS shop, and that DWF will be put in contact for the payment of a formal demand (does not specify the amount).

After a week of this, I received a letter from DWF requesting a payment of 85 pounds for security costs in the next 14 days.

Why not pay this bill? If I do not, can I have legal consequences, a seize or be on the list of defaulters?

I'm very worried about what might happen, I hope someone can help me with this.

Edited by betsabeth75
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Good evening, I tell you my case or the one of such a big mistake in my life, I take an article in M & S for less than 10 pounds, the security of the store takes me through a back door and tells me that I can not go back to the store , pay for the product taken, all this without the intervention of the police, sign a document called Civil Recovery / Violation Notification System in which you tell me again that I can not go to any MS shop, and that DWF will be put in contact for the payment of a formal demand (does not specify the amount).

After a week of this, I received a letter from DWF requesting a payment of 85 pounds for security costs in the next 14 days.

Why not pay this bill? If I do not, can I have legal consequences, a seize or be on the list of defaulters?

I'm very worried about what might happen, I hope someone can help me with this.

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yes simply ignore everything

nothing they can do can hurt you nor visa, credit file, court nothing!!

just bin the letters and stay out of that store for a month or two.

 

 

go enjoy xmas

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it goes directly into DWF's pocket

thus funding the harassment of further people like you.

 

IGNORE totally.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

As was mentioned in another thread regarding RLP, where goods were paid for (even after the event) there is no cause of action as it has been rectified before DWF could get involved.

DWF are a firm of solicitors and for some people letters from them gives them an air of authority. Civil recovery is only a tiny amount of their day to day work.

 

Security staff are paid irrespective of whether they catch anyone or not so there can never be any security costs. There have been no court cases since 2012 in regard to civil recovery so these companies rely on ignorance to get people to pay up. Luckily you have found CAG and we all know what to do with those letters.

 

On a brighter note, DWF only (?) send out three or four letters and then they stop so ignoring them is the best option for you.

 

What is far more important is for you to examine your actions and try to work out why you did this.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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