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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
    • Hey @lookinforinfo I'm not sure, I don't believe he told them he's the driver. He must have selected an option saying that he's appealing on behalf of the driver or something of the sort. In more news, however, these wannabe thugs are back at it again. Honestly, what a joke. In the letter they sent before this it said they had made "2 attempts" and in this letter they said "4 attempts", I wonder what happened to the "3rd attempt" lol.  WhatsApp Image 2024-04-18 at 14.06.07_44abc9c8.pdf
    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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How populist are you

 

https://www.theguardian.com/world/ng-interactive/2018/nov/21/how-populist-are-you-quiz

 

 

I've done it.

 

Results as I expected although a few mates think I cheated. I didn't - I think thats more a comment on their perception of their politics. (They think they are centrist - THEY aren't.)

  • Haha 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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You're most similar to:

AMLO

Mexican president

Andrés Manuel López Obrador was elected earlier this year on pledges to fight corruption, moderate the 'war' on drugs, and champion 'the forgotten people'.

 

 

You're least similar to:

Donald Trump

US president

Donald Trump is the president of the US. He has repeatedly failed to condemn radical rightwing activists, and for a time employed Steve Bannon on his presidential team.

 

:-D

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Enjoyable break,lets see the results.

You're most similar to:

Barack Obama

Former US president

Barack Obama was the first person of colour to serve as president of the US, over two terms between 2008 and 2016. Although mostly moderate in rhetoric, he pushed hard for healthcare for poorer Americans.:sad:

 

You're least similar to:

Donald Trump thank goodness for that.:madgrin:

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It must be a relief that you're not like Trump. :D

 

I read in one of the articles about an ex-White Houser's [can't remember which one] book that they spent a while teaching Trump to say populist - he kept saying 'I'm a popularist'.

 

I think a term ending in artist is more appropriate than arist for trump.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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I tried it a few times with very slightly different answers as I wasn't entirely sure how to class a few

 

A bit further up or down but pretty much the same overall slight upper-leftiness

all stayed in the right half of the lower right quarter of the upper left quadrant.

 

Just left and up of center.

:-D

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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I think a term ending in artist is more appropriate than arist for trump.

 

 

 

Mind you trump would report on that as

 

'Top world reviewer says I am a great artist .... he said as good as pee-casso'

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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It's good to see that TO has come up with a different result. At least everyone doesn't match the same people. :)

 

:)

 

 

If you dont mind me asking, Was yours Lower left Tawny?

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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As i recall towards the middle,just about centre.,perhaps a touch higher but not much.Slightly left.Has this some strange meaning.It would not surprise me.:|

Just read what i wrote again as clear as mud, as usual,ha.

Only one thing for it do it again.:lol:

See what happens.

 

You're most similar to:

Evo Morales

Bolivian president

 

Evo Morales has been president of Bolivia since 2006. He has successfully sought an end to term limits, champions indigenous rights - he is an Aymara - and pursued a policy of partial nationalisation.

thumb-down-blue@2x.pngpoli-4.png

You're least similar to:

Donald Trump

US president
:lol:

 

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As i recall towards the middle,just about centre.,perhaps a touch higher but not much.Slightly left.Has this some strange meaning.It would not surprise me.:|

Just read what i wrote again as clear as mud, as usual,ha.

Only one thing for it do it again.:lol:

See what happens.

 

I think you must have 'hardened' one of your responses a little notch tawny

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Most like mexican President AMLO least like Trump thank god for that

 

I might fertle with the answers and try to get a 'Trump wants to hire you' result

 

:madgrin:

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Good luck with that, TJ. I hope you have a plan B for when you're fired after a few months. :D

 

heh heh heh

The pays good while it lasts though.

 

 

I managed to get further to the right than trump by simply putting in what I thought was obnoxious responses, but failed to get above his 'populartist' standing.

 

I admit defeat there (for now) as I'm already stating massive lies to get that far on the right..

 

I think it might give an insight into his mind to work out the responses that these psychologists believe generates a trump (oops pardon me), although a life of unearned privilege generating the childish psychopathy undoubtedly played a major part.

Might give that a try. (which, I here some mutter :-) )

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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It turns out I am like Emmanuel macron.

That is good because I AM Emmanuel Macron.

Funny how the results of a quiz in a left leaning paper produce results that are mostly to the left. Statisticians all over the world are now looking to see if bears are currently ****ting in the woods.

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Funny how the results of a quiz in a left leaning paper produce results that are mostly to the left. Statisticians all over the world are now looking to see if bears are currently ****ting in the woods.

 

:lol:

 

Funny how you come to that conclusion based on literally a small handful of responses from people who are easily seen as liberal/left leaning. So hence actually supporting its validity ...

 

... Especially as my follow on tests show its quite possible to come out as even more wrong (err right leaning) than trump, which seems to dash your clearly premature hypothesis.

 

Whats up? Get a 'Trump thinks you really really grate' result and ashamed to admit it?

 

Statisticians all over the world are now looking to see if you are a member of their club, and hoping they will only find a few bears doing their business.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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:lol:

 

Whats up? Get a 'Trump thinks you really really grate' result and ashamed to admit it?

 

 

You didn't did you?

 

You got a 'Nigel wants you to get him a beer' result and misread it as 'bear', didn't you?

 

He actually is in there just below and a twinky claw to the left of trump

 

:wink:

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Share on other sites

No, I was actually disappointed to be outed as Macron as my general beliefs are quite libertarian in many areas like gun control ( keep sights aligned and dont try and anticipate recoil, just apply pressure to the trigger and let it take you by surprise) and free trade ( but proper free trade not that pushed by multinationals that crush anyone who dont want their goods in the first place).

I was just noting that like most questionnaires there is an inbuilt bias so putting all of the little grey dots on their graph so you can see how others have come out is rather meaningless as it does only state the bleedin obvious and even the idea of how politics is divided up into the left/right authoritarian/liberal axes is at least 30 years out of date.

 

When Farage was at school he was teased by his schoolmates singing the XTC song we're only making plans for Nigel and that has impacted upon his entire life. it is alright for the bullies now they are head of investment banks and the like but poor Nige never got over it

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No, I was actually disappointed to be outed as Macron as my general beliefs are quite libertarian in many areas like gun control

LOL I like that one.

 

so you can see how others have come out is rather meaningless as it does only state the bleedin obvious and even the idea of how politics is divided up into the left/right authoritarian/liberal axes is at least 30 years out of date.

 

It actually appears to be left right and populist/non populist whatever they are, and it was quite an eye opener for me that I was anywhere approaching half way up the top half.

Made me think.

 

When Farage was at school he was teased by his schoolmates singing the XTC song we're only making plans for Nigel and that has impacted upon his entire life. it is alright for the bullies now they are head of investment banks and the like but poor Nige never got over it

 

Good job they couldn't see the future, it probably would have been a lot worse.

Good to hear though ...

 

Perhaps goes some way to explain who he is and what he does - not that its an excuse.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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