Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Oct 2008

    Posts
    186

    Default Backdoor CCJ - TM Legal Services want I&E by phone

    Hi

    I am looking for a quick but if advise regarding a CCJ TN legal hold for an old 1st stop payday loanicon

    I suffer from bad anxiety and have told TM legal a number of times that I will only communicate by email or letter as I cannot deal with things on the phone.

    They requested I done the income expenditure form which I did and they said that I would need to deal with their specialist team as my disposable income was low and to email them if I didn't want to call.

    However I am now getting emails which say the following

    "As the county courticon process has been initiated on your account, you are required to contact our Litigation Department on 01253 531 016 to advise you of the necessary steps on resolving the outstanding judgment"

    My question is am I really required to call them as I have told them no end of times I won't and want all communications in written form and they are fully aware of my mental health. It just really feels like they are trying to bully me into calling and have no regard for my mental health or wellbeing.

    Thanks


  2. #2

    Default Re: Backdoor CCJ - TM Legal Services want I&E by phone

    no you are not

    so you moved an asset/TM got a backdoor CCJ at an old address as you didn't inform 1st stop of your new address

    not really a lot you can do about it

    but 1st go get your crdit file
    then when you have the CCJ number

    Don't go panicking by paying or ringing them

    Call northants bulkicon and ask for a copy of the claim formicon and the CCJ by email PDFicon

    When you have them
    Comeback here and tell us the details

    Thread title amended

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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