Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default SouthernWater/UKsearchLTD/Shulmans court claim form

    I received a court claim formicon on the 7/11/18 (issue date 5/11/18) for unpaid water charges amount totaling 5,095 for the period 1/4/2007 to 31/3/2019

    I have lived at the property for longer but never actually paid anything for water rates, due to being unemployed and not being to afford it.
    have been i receipt of yearly water bills and various uk search limited letters for amount owing.
    recently shulmans got involved and sent a few letters before court action.
    all of which i have ignored due to large debt amount.

    I have rung up northampton county courticon to verify if the claim form was send by them.
    they acknowledged the letter and told me the service date is 10/11/2018.

    Any advice on how to proceed would be very much appreciated as i'm unsure of what i can do and how to go about it.

    I rang southern water yesterday and enquired to my account and was told it had gone over to their litigation team.
    I have not rung their litigation team as of yet as i dont want to say the wrong thing.

    Thank you in advance for any help offered

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  2. #2

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  3. #3

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    one note
    they cant charge you outside of 6yrs!!

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  4. #4
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Just off to work now, will try and get a reply done around 6.30pm while on break
    Thank you for response


  5. #5
    Site Team The Consumer Action Group Andyorch's Avatar



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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Thread moved to General Legal Issues Forum...please continue to post here to your thread.

    Regards

    Andy

    We could do with some help from you

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  6. #6
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Name of the Claimant : southern water services

    Date of issue : 05/11/2018

    Particulars of Claim :
    1.The claimant is a statutory water and sewage undertaker pursuant to the water industry Act 1991 (the act)

    2.The claimant claims the sum of 5,094.64 for unpaid water and/or sewerage charges payable under s.142-144 of the Act and Claimant's Charges Scheme.

    3.The unpaid sum of 5,095 is for water and/or sewerages services provided to the Defendant(s) at ###################
    For the period 01/04/2007 to 31/03/2019


    4.The Claimant claims interest under section 69 of the County Courts Claim Act 1984 at the rate of 8% a year from 01/04/2018 to 02/11/2018 on 240 and also interest at the same rate up to the date of judgement or earlier payment at a daily rate of 1.12

    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Received letter from shulmans llp - letter before court action

    What is the total value of the claim? 5,094.69

    Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Water

    When did you enter into the original agreement before or after April 2007 ? Been at the property longer than 1/4/2007

    Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Don't know

    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. SW

    Were you aware the account had been assigned – did you receive a Notice of Assignment Just standard letters from uksearch Ltd acting on behalf of southern water

    Did you receive a Default Notice from the original creditor? Received a bill totally the amount owed only

    Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Received yearly totals of debt owed only

    Why did you cease payments? Haven't made any payments

    What was the date of your last payment? No payments

    Was there a dispute with the original creditor that remains unresolved? No, however I remember asking southern water to send copies of all bills but this was before 2007 and never received them

    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? Not that I can remember

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  7. #7

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    pop up on the MCOL website detailed on the claimformicon.
    .
    register as an individual
    note the long gateway number given
    then log in
    .
    select respond to a claim and select the start AOS box.
    .
    then using the details required from the claimform
    .
    defend all
    leave jurisdiction unticked.
    click thru to the end
    confirm and exit MCOL.
    .
    get a CPR 31:14icon request running to the solicitors
    [adapt the current account version].. ask for copies each yearly bill from 2007 to present day and any other paperwork they intend to rely under the claim.i
    .
    type your name ONLY

    no need to sign anything
    .
    you DO NOT await the return of paperwork.
    you MUST file a defenceicon regardless by day 33 from the date on the claimform.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  8. #8
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Will get MCOL done in the morning and have
    CPR 31:14icon hopefully all ready to post on Monday.
    Thank you for advice


  9. #9

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    get both done tomorrow!!
    that will be 7 days already wasted of your allowed 33days if you wait till monday

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  10. #10
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    On CPR 31:14icon , do I remove bullet points 1 to 6 or 2 to 6 and add the request for all bills 2007 onwards and other relevant paperwork?
    Sorry if it seems like a silly question, I just don't wanna send it off and it be wrong


  11. #11

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Yes..blue bit above good work!!

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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  12. #12
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    I have responded on MCOL website and have sent CPR 31:14icon off as recorded delivery.


  13. #13
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Thank you so much for your help and advice


    In regards to the response pack sent with the claim, do i need to send it off aswell even tho i've acknowledged claim online?
    what should be my best way in moving forward with my defence?


  14. #14
    Site Team The Consumer Action Group Andyorch's Avatar



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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    No...start looking at others here for style form and layout

    We could do with some help from you

    PLEASE HELP US TO KEEP THIS SITE RUNNING
    EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS



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  15. #15

    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Dont forget to inc the bills outside of 6yrs are statute barredicon too

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data costs
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    DX
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  16. #16
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    Default Re: SouthernWater/UKsearchLTD/Shulmans court claim form

    Will have a look and start getting my defence ready
    Thank you again for advice



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