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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Several parking enforcement issues


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Hi

 

I've got two PCNs from two different London boroughs and a congestion charge from TFL.

 

The two PCNs have been sent to the traffic enforcement people for a warrant to be issued. The TFL one is probably going down that road now I reckon as it went from £80 to £160 and now at £240 to be paid by last week.

 

I called the traffic enforcement people and they told me to approach the councils to ask for time to pay. Ditto TFL.

 

I tried for several months with the councils but they won't give me time to pay which is why the tickets have gone from like £60 to £128 and £173. Actually the £128 ticket didn't respond to my emails at all.

 

TFL are horrible anyway so not sure it's worth even calling them. I wasn't even aware I had entered the congestion charge zone until I got the ticket about a week later but I didn't have the money to pay for it.

 

Does anybody have any advice for me - or is anyone familiar with what might happen next. None of these tickets were intentional on my part, but it's either heat the home, buy food or pay these - well actually cannot pay these as they cost more than the food and heating combined for a month or so. I don't know whether to offer each of them £5 a month or what.

 

If anyone can advise I would be very grateful.

 

thanks

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Unfortunately, you are at their mercy. These charges never go away - they need to be addressed as soon as possible.

 

 

 

A polite request for a payment plan and a suggested amount may get you an arrangement, but you cannot force them to agree. It sounds like it's been going on for months as it is. Maybe if you explain your position to them they will agree.

 

 

In my experience councils don't tend to believe claims of financial hardship. They reason that a PCN may cost you £60 when first issued. If you then say you cannot pay £60 because you don't have it, they will tend to not believe it. They will reason that as a motorist, you must have some cash - £60 is about what it would cost to replace a punctured tyre - so they will ask themselves, if you got a puncture tomorrow, would you scrap or sell the car, since you are unable to muster the £60 to fix it.

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Thanks Jamberson, I can see your logic, but with three tickets and three separate bodies I am looking at a further £700 approx in EA visits. And I'm sure they will visit just to earn that fee income.

 

I will write to them all and see what happens. Can they force their way into your house? Are they the sort of bailiffs you see on the tv?

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I don't personally know anything about TFL.

 

If the warrants haven't been issued yet, then it's still in their hands, and the relevant Councils for the others. You mentioned emailing one of them and not getting a reply. That may give you grounds to contest that one, but to have a chance, you will need to act before the warrant is issued. Please could you post further info, eg dates of when you contacted them, etc. in relation to when they issued things to you.

 

Visits are not inevitable, even after the warrants, provided you are in dialogue and either the Councils or bailiffs (depending what stage they are at) agree a payment plan. Therefore, a chance to avoid further charges.

 

No, they can't force their way in, but their usual tactic is to clamp the vehicle, and if you don't pay, they can tow it and sell it. So, you don't want it to get that far.

 

Not sure about bailiffs on TV.

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