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Endowment shortfall and missold policies


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Hi

I had three endowment, two sold to me in April 1988 by independent brokers and third in August 1989.

These were not needed as I was better with repayment mortgages.

 

All had major shortfalls and the broker never carried out proper risk Assessments.

I was single at that time.

 

wrote to them but was rejected on the grounds that the brokers did not have to abide by the law as it was in April 1988.

 

The last one in 1989 admitted that it was not a suitable policy that the small broker sold it to me but they can't proceed as they need more evidence as to what the broker had told me if I've they wanted his notes which I don't have and the broker can't be found.

Theses polices matured in 2012 and 2014 and I took whatever I got.

 

Is there any hope to pursue as I have all the documents apart from the brokers notes as he did not give them to me.

Any hope?

Would be most grateful for your input.

Thanks

Edited by dx100uk
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Im fairly sure that redress on miss sold Endowment Polices ended years ago...2003/4.

 

Thread moved to Mortgages Forum.

 

Regards

 

Andy

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