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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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ADBC/Moriarty PAPLOC - UAE Credit Card debt


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Good afternoon.

 

I am a very cautious person, In my mind, IDRWW are reading all of these posts and anything and everything can be used against me, Therefore I'm going to be as generic as possible.

 

Left Dubai in the last 7 years with Debts with Emirates NBD, relatively small between 20 and 70k AED.

The reasons for leaving don't really matter, everyone's got a story.

 

a year after coming back to the UK and tahseel Start their interrogation, calling work, Friends, Family, Facebook messages, old jobs etc etc.

Very intimidating and hard time.

Should be made illegal, but hey, Family stuck with the "go away" procedure and didn't hear anything else for quite some time.

 

couple of years later CDW sends me letters, stating legal action will incure if no communication within 14 days.

I seek legal advise and send a letter denying the debt and asking for proof of juristriction in the UK, also stating ( rightly so or not? ) that I have no assests and essentially no money.

 

I dont hear anythign back.

 

This year I've received a letter from IDRWW stating they are working on behalf of Emirates NBD ( Are IDRWW a trading name? ), they have the amounts of debt I now owe ( this has somehow raised to over 10 times as much!?) and that I have 14 days to get in touch with them before legal proceedings happen.

 

Now my initial thoughts is, considering what the general consensus on this website have taught me, just plain ignore them. However...

 

I received this letter on THE DAY, that I got my exchange of contracts through for my new home I've just purchased with my wife.

Help to buy scheme, we have been saving for years.

 

Questions: Can IDRWW possibly know if I have recently aquired this asset.

Is there anyway at all they can force me to sell my new home.

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short answer is NO!!

 

sorry to hear you had all the usual rubbish from them to your world and every person they could think of.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I actually no longer have the letter, The amount of pressure was putting me in a state of depression and it was very much a case of out of sight, out of mind. Essentially it said we are acting on behalf of Emirates NBD, that they have been asked to deal with the debt in the UK, the amount that I owe, and that I have 14 days to "get in touch" before "Legal proceedings" , The second page was a page full of Debt helplines.

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Its the one whereby they claim 4000% int has been added which suddenly gives you a miraculous massive discount when you contact them and ofcourse people take it..pay it..then thats all the dca staff ho!idays paid for already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Tilly Do see my post, from maybe a month back. they asked me (giving the exact date). I asked in this forum "how" but no one seem to have a clear idea. They must have some sort of checking process.

Even I am out of work they just keep chasing and chasing.

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they will have access to all the info the bank in question holds as they are their 'client'.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well, let's see what happens, I haven't received anything of any actual substance yet, So I'll just forget about it until I receive something, at which point I will post back here and ask for advice. Dx has put my mind to rest, even though I'm fairly sure you're, not a solicitor DX, for some reason your blunt hatred for UAE banks has put me in a state of confidence.

 

Tilly

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don't need to be and they only fleece you anyway...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

Hey guys, 

 

So, I keep getting a letter from IDR every month or so.  nothing serious yet, keeps saying if you dont do something in 14 days yadda yadda. 

 

However, My first time seeing something from Moriarty Law, and they have just come right out swinging. I attach Pictures of the forms that my hubby made.  Ive only attached the first two, and the first one of the actual form. 

 

Advise would be appreciated please. 

 

thank you

 

PAPLOC.pdf

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  • unclebulgaria67 changed the title to PaP from Moriarty law -UAE debt

follow post 5

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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there isn't one use the default...

 

the original creditor has yet to provide any or all of the required documentation.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to ADBC/Moriarty PAPLOC - UAE Credit Card debt
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