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Debt Collection Loads phone calls


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well the fun has begun, PRA rang me today, didn't answer went straight to voicemail and a real person left a message, the other ones have all been standard voicemails.

 

I hope they would bankrupt me, I don't have £680, really surprised With MBNA selling the debt on so early, just 4 months into default.

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let it run

I would not go BK over consumer debts, absolutely no need at all.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not for consumer credit no.

so all the CCA requests you've sent have comeback as enforceable..have we seen them and commented?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As said earlier

But still no reason to go no

They must help you!!

 

What is the route cause of the debts Please?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

in the debt collection section of our library

there are two letters

 

one - pro-rata - asks them to help and freeze int and charges - each debt still owned by the original creditors should have that sent.

if the OC's fail to help..there is a second letter stating sorry you've failed to help me..you'll now get £1PCM for life.

 

that process needs to be actioned on each debt.

 

 

I know you've sort of indicated what your debts are

but it will help those that want to properly advise

if you list your debts.

 

original creditor

type of credit

when takes out

how much owed

defaulted date/date of default notice from the OC

has this been SOLD to a DCA - if so who and when.

what are you currently paying.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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