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    • Well tbh that’s good news and something she can find out for herself.  She has no intention if peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now- post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!  Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.  Somehow rekeyed as normal when I was called with the results.  A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
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    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
    • I think you have the supremacy of contract as it allows you to park in designated areas. I would argue that there being parking enforcement there clearly means its to be used as parking and as such you can use it under your lease. Only need to worry if they ever follow through with a letter of claim and a claimform though
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Barclaycard & Lloyd’s Credit Card PPI


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Hi,

 

I hope someone can help/give advice.

 

I had Lloyd’s Visa & MasterCard from 1993 & Barclaycard MasterCard & Visa from 1995.

 

I filled in an online request for information for the Barclaycards & received a letter in the post stating that I had ppi on Visa card 30/01/95 - 20/10/98 & on MasterCard 27/07/95 - 24/05/04 Then received an email link to secure message portal to download the information I’d requested.

 

All that amounts to is 3 copy statements from 2007 with zero balance & dreadful photocopies of original postal applications where the box saying I wanted ppi is ticked. I certainly don’t remember ticking it.

 

Did an SAR for Lloyd’s...received a pile of statements oldest being from 2000 & showing no itemised ppi

there is however a terrible quality photocopy of my original application from 1993 again with the ppi box supposedly ticked.

 

I’m new to all this...is there any point me attempting to claim back ppi ?

I certainly never received any ppi terms & conditions or anything & wouldn’t have been able to claim on it....didn’t even know I had it.

Any advice welcomed.

 

Thanks

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Absolutely, it is worth pursuing.

 

You should begin by sending them each an SAR. When you get the SAR look carefully at what you get and also at what might be missing. They have 30 days to respond. It is free of charge. Come here when you get the disclosure.

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The VERY limited information I received from Lloyds was in response to an SAR posted recorded delivery on 9th September.

Will try another one & possibly report to The Data Commissioner as they appear to have decided what they want to send me rather than send all relevant information they hold.

 

Will SAR Barclaycard

 

RBS haven’t even acknowledged SAR sent to them recorded delivery 9th September !

 

Thanks for your input

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Then you should complain immediately the information Commissioner about any delays. The bank seem to be establishing a culture of delay and they seem to be putting two fingers up to the GDPR rules.

 

If you wanted to start an action against RBS and we would help you. We've just had a very interesting result against Lloyds although I'm unable to give you the full details because they are confidential. However, I can pretty well guarantee you that once they have exceeded their deadline, if you want to bring an action then you wouldn't be disappointed.

 

Begin by making a complaint to the ICO immediately. It's free. You will get a message from the ICO saying that it appears that they may not have complied with the GDPR regulations. This is enough to face a legal action. You will get some compensation and it will be fun.

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  • 1 month later...

Hi, the ICO suggested I try & resolve with the banks before making a complaint to them !

 

I have written to Lloyd’s & Barclays again re. their non-compliance stating that if they don’t comply in full with my request I will raise a formal complaint with ICO.

 

RBS finally responded... a tatty brown, thin, recycled envelope ripped open with statements spilling out !

 

Hand scrawled address...No covering letter & ignored request for loan agreements that may have PPI..

 

.took photos of the package before I opened it...

going straight to the ICO about them...

disgusting

Edited by dx100uk
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