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runaway to the EU with lots of UK debts....


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Hi .

My story is tragic.

I was living in Uk with all assets.

Did have a good job , a good life.. took my first loan and it was just fine.

Then i took credit card and still it was fine with all repayments.

 

Then i split with my fiance and world just turn upside down for me.

Lost one job..

then orher.

.then did get anoter job but start to fail with finance.

 

Did move across England to start a better life.

But tragiclly my deppresion start to grow and grow and grow... ehhh to the point.

 

Im not UK Citizen.

And 4 years ago i left uk with unpaid debts from loans credit cards etc.

I think i is a massive 11k:

 

i did start a new life in Eu.

Got a nice job.

But now its all about to travel.

 

I didnt get anything from my creditors.

I didnt tell them that i was moving back to my home country.

 

Now question.

I afraid to travel by plane and being arrested for not paying the debt.

I have no info fom 7k.

No letters anything.

I cannot check my file cuz im not UK resident.

I have no assets back there as well.

 

I dont know what to do.

Can i still travel.

Yes i want to repay it.

But i didnt fly for 4 years.

Now i think i will be arrest on border.

Please advice.

Please help..

Edited by dx100uk
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Welcome to the forum. Yes, debt can be very depressing that you have come to the right place for the best quality help and support.

 

However, your solid block of text is very difficult for people to read and so please would you repost your story but properly spaced punctuated. You will then get good help and support

 

Thanks

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Long story short.

I left uk about 4 with 11 or 12 k debts from loans and credit cards in uk. Yes ive got deppresion.

 

I started new life but deppresion is killing me.

I left UK and didnt tell my creditors new address.

Yes i did run away

 

Guilt is killing me.

I didint receive any letters in my new address from uk.

I affraid that if i want to go back i will be arrested on the spot in airport.

 

I want to start pay this back but my wages are about 400 pounds per month:( i left no assets back there and in here i have pretty much nothink.

 

I dont know what to do.

If i travel anywhere in europe they will arrest me for not paying uk debt.

I dont know if they took ccj while im abroad.

I dont know anything.

Please help.

I want ro live with clear conscience.

Edited by Andyorch
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I think you need to give far more detail about who the creditors are, when the debts were incurred, when the last payment to any of them was made.

That lot for starters.

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I far as i can remember it was braclays bank loan about 7k, barclaycard 600 pounds, amigo loans about1,5k and some payday loans i dont remember now.

 

Last payment was about4.5 years ago. I have no contact with them becouse i left UK. I have no cotnatcs what so ever.

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I think we would need far better details than you have given. However, to deal with the main point of your question – no, you won't be arrested. Debt is not dealt with in this way. Even if they knew where you lived, the best they could do would be possibly to get a judgement in this country and then try to have it enforced wherever you happen to be. The likelihood of this happening is almost 0 – especially for the kind of sums you seem to be talking about.

 

The rule about the expiry of legal liability for debts in this country is that if there have been no payments made or you haven't acknowledged the debt in the past six years then the debt is unenforceable at law.

 

If you wanted some help with the debts which you have give much better details. List them out in bullet pointed fashion. The name of the creditor, the date that the debt was incurred, the last date of any payment or acknowledgement of the debt.

 

However, in terms of being pursued or arrested – it is not possible

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you'll be fine.

nothing can happen to you.

as said above

debt in the uk is civil not criminal

 

they cant come after you in another EU country

and even if they do

theres is stuff and all they can do to you.

 

you're almost at the end of the tunnel

once 6yrs is reached your debts will be statute barred.,

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks

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