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Hello, I am hoping to find some direction or legal advice.

 

I split with my ex-husband 7 years ago and divorced 3 years ago on the grounds of his adultery. I moved out of the marital home so that he had somewhere for our young daughter to stay when he had her at weekends. I went and got myself a rental home. The agreement was that he paid my half of the mortgage and I in return didn't ask for any maintenance.

 

I was somewhat shocked this week when the mortgage company wrote to me this week at my new address which they didn't have the details to get in touch with them. I asked my ex if he knew what it was about. As always he said not to bother speaking to them as everything was ok.

 

Curiosity got the better and I called them, I was horrified to learn that the property is in severe arrears and legal action has started to get the property back! when I spoke with my ex he tried to claim that everything was ok and he will pay all the money back. I know that this will not happen as the arrears are far too high and if one payment is missed then the court will enforce the order.

 

I have asked my ex to sell the property but he is dragging his heels and lying to me when he says he's got someone coming out to value the house.

 

What legal route can I go down to force the sale of the house. The property needs to be sold as I know it will be repossessed if not as the payment schedule is huge to clear the arrears.

 

I am a bit lost as to who to speak with, would it be a family solicitor or a property solicitor?

 

Any advice is appreciated.

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Don't worry about what 'type' of solicitor you need. This is something that any firm of solicitors should be able to advise on. Explain the problem as you have done here and they will assign to the most appropriate person.

 

 

I definitely think you need professional legal advice, and quickly as it sounds like re-possession could happen soon.

 

 

 

At the time of divorce was the agreement between you and your ex put in a formal written document drawn up by a solicitor? Maybe that solicitor is the best person to go back to?

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Thank you for the reply.

 

No, we didn't get it in writing at the time of the divorce. I did the divorce myself as my ex agreed that he would sign the papers to save costs to us both.

 

Would any form of communication between us or the records of the mortgage company add weight if it did end up in court for repossession to try and clear my name?

 

I have a feeling that I will pay for this for a long time.

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threads merged please keep to one thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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