Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default E-On Court Judgement for Claimant (in default) sent before any court papers

    Hi everyone

    My brother has received a lettericon today from the county courticon business centre that was headed Judgement for Claimant (in default)

    It says you have not replied to the claim formicon (never received anything from the claimantt E-On) It is therefore ordered that you must pay the claimant £727.27 for debt and interest to date of judgement and £60 for costs.

    My brother has never received any court papers or even letters threatening court. But now he’s had this in the post. I’ll uploadicon a scan of it but I’m not sure how to respond to the court document.

    Any help would be greatly appreciated

    Thanks
    Andrew

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  2. #2
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Has he changed address within the last 5 years Ftgab19 ?

    If so did he inform them of change of address?

    If not and its his supplier whats the history of the debt...was there a dispute ?

    Andy

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  3. #3
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Hi Andy

    He has moved address but e-on was our last suppler for the address we live at now.

    I live with my brother but the debt wasn’t in dispute we just couldn’t afford to pay it.

    The debt was with e-on’s recovery department.

    We hadn’t heard anything for awhile then he got this letter.

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  4. #4

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    the address the judgement states ...he has moved from there yes?
    and no longer has access to receive mail from that address...

    so if he didn't inform creditors or owners of debt since the moved then theres not really a lot he can do sadly.
    never run away from debts...
    else backdoor CCJ's [as in this case] will appear and its then too late to do anything about them.

    the judgement debt is for over £600 so there might well be bailiffs soon too.

    tell us about the debt
    was it just old bills he did not pay that were owing when he moved?

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  5. #5

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    A redetermination ( N245) [if within the 14 days which is free] to vary the judgement into a manageable monthly repayment?
    you'll need to send an I&E form too I think

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  6. #6
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    No we moved into the address on the court paper in Oct 2017.
    When we moved in the gas and Electric was with e-on.
    We was managing to pay it but we got a surprise bill when we changed suppliers and ending up falling behind.

    We was getting letters saying we need to pay but we didn’t get any letters about going to court until today.

    We live in a world where seeing is not believing, where only a few know what really happened.
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  7. #7

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    so you are [or were] at your present address using e-on

    so under that information you reasonably assume that e-on know where your brother now lives..so why serve all the paperwork until judgement to the old address?

    the judgement debt was billed in his name, is [or was ] the e-on account at your present address in his name too?

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  8. #8
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Hi dx100uk

    We moved into the address were at now in Oct 2017. The gas and electric was with e-On when we moved in.

    We managed to pay until about April/May 2018 then ended up falling behind on payments and by July it was with there debt recover department.

    We didn’t get any letters after July then we got the court papers yesterday.

    E-on didn’t know our old address so I don’t think they’ve sent them there I can only assume they wasn’t sent or got lost in the post.

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  9. #9

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    ok shame you came back late the courts close at 4pm

    you'll have to wait till Monday now
    but go give northants bulkicon a ring and ask for a copy of the CCJ and the claimformicon by email PDFicon.

    if that's got your present address on it
    you have a reason to set the CCJ a side

    but you'll also need a defence for the original debt,
    £700+ seems like a lot of debt for such a short period mind.
    when did you switch to your new supplier please?

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  10. #10
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Hi dx100uk what’s nothants bulk?

    And I thought it was wrong too thought maybe 300 to 400 but not 700. Where would I find a case to research? And I’ll get the exact date for you but I think may/June

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  11. #11

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    PLEASE HELP US TO KEEP THIS SITE RUNNING
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  12. #12

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Sorry i left out the r
    northants bulkicon. Clickit

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  13. #13
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Hi dx100uk

    Can I email them to get the documents? Or will I have to wait to ring on Monday?

    Thanks

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  14. #14

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    quicker to ring
    email wont get seen till Monday anyway...

    hover over the link in post 12
    you'll need the claim no from your uploadicon

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  15. #15
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    No worries will call in the morning and update here

    We live in a world where seeing is not believing, where only a few know what really happened.
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  16. #16

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    and?

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  17. #17
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Sorry I only got in late last night but my brother called them up on Monday and they said they don’t keep copies of the claim formicon and the document I already have the one I uploaded to here is the CCJ.

    They sent me a copy of the particulars of claim that I’ll post here and they said the claim form was posted on the 17/08/2018 and the ccj was posted on the 11/09/2018

    Particulars of claim

    Regards THE CLAIMANTS CLAIM IS FOR MONIES OWED TO THE CLAIMANT FOR ELECTRICITY AND/OR GAS SUPPLIED TO THE PREMISES OF THE DEFENDANT. PURSUANT TO THE TERMS OF SUPPLY AGREED AND/OR DEEMED BY VIRTUE OF SCHEDULE 6 OF THE ELECTRICITY ACT 1989 AND/OR SCHEDULE 2B OF THE GAS ACT 1986 PAYMENT WAS DUE FOR ENERGY SUPPLIED NO LATER THAN 14 DAYS AFTER DELIVERY OF THE CLAIMANTS INVOICE.

    THE DEFENDANT HAS FAILED TO PAY THE INVOICES RENDERED. ENERGY/INVOICES FOR (A) ELECTRIC - at.... INVOICES RENDERED UP TO AND INCLUDING 24 MAY 2018 - £710.15 AND THE CLAIMANT CLAIMS £710.15 AND £13.23 INTEREST PURSUANT TO S69 COUNTY COURTS ACT 1984 AT 8% PER ANNUM FROM DATE INVOICES BECAME DUE TO THE DATE HEREOF AND CONTINUING AT £0.16 (DAILY RATE) PER DAY UNTIL JUDGMENT OR PAYMENT

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  18. #18

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Ive removed the address!

    So what address was that
    And what address was that served too?

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  19. #19
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    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    Sorry about that and that’s the address that’s on the CCJ the address we live at now and the one we had with e-on but nothing but the CCJ has been posted here

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  20. #20

    Default Re: E-On Court Judgement for Claimant (in default) sent before any court papers

    we are trying to establish if the claimformicon [not the CCJ, not the judgement] was served to your current address when they already knew it but was purposefully served to the OLD address so you never saw it and thus got a default judgement on purpose not giving you the chance to defend it.


    your above post is clear as mud in trying to understand that.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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