Jump to content


  • Tweets

  • Posts

    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Parking Eye ANPR PCN Claimform - campanile liverpool queens dock, l3 4aj,


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1872 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Name of the Claimant Parking Eye

claimants Solicitors: rosanna breaks

 

Date of issue – 03/09/18

 

Date to submit defence = 05/10

 

What is the claim for –

 

1.monies outstanding from the defendant, as registered keeper, in relation to a parking charge, issued 31/05/18, for parking on private land in breach of the terms and conditions (the contract).

 

2.Parkingeye's automated number plate recognition system, monitoring campanile liverpool queens dock, l3 4aj, captured vehicle entering and leaving the car park, parking without authorisation.

 

3.The signage, clearly displayed at the entrance to and throughout the car park, states that this is private land, is managed by parking eye and authorisation is required to park, along with other T+C's by which those who park on site agree to be bound.

 

In accorance with the T+C's set out in the signage, the parking charge became payable.

Notice under the protection of freedoms act 2012 has been given under sch 4 making the keeper liable.

 

This is in reference to parking charge ####

 

 

What is the value of the claim? £175

 

Has the claim been issued by the Private parking Company or was the PCN assigned and it is the Debt purchaser who has issued the claim ? PPC

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? No

 

I havnt done anything yet, I am in the process of sending the CPR 31:14 off

 

Do i need to acknowledge the CC forms

 

Any help will be appreciated

 

Link to post
Share on other sites

  • Replies 80
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Go on on the MCOL website detailed on the claimformlink3.gif.

 

 

register as an individual

note the long gateway number given

then log in

 

select respond to a claim and select the start AOS box.

 

then using the details required from the claimform

 

defend all

leave jurisdiction unticked.

click through to the end

confirm and exit MCOL

 

 

The team will be along with more advice soon.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

1 Date of the infringement 31/05/2018

2 Date on the NTK, dont know this as I ignored them and binned the letters

3 Date received dont know

 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?] dont know

 

5 Is there any photographic evidence of the event? yes

 

6 Have you appealed? no i have ignored everything up until the court letter from today

 

7 Who is the parking company? parking eye

 

8. Where exactly, campanile liverpool docks

 

official body BPA

 

ok a little bit of info I have found out digging around online

Address:

Campanile Hotel

Chaloner Street

Liverpool

L3 4AJ

Tenure:Leasehold

campanile dont actually own the land, they just lease it so if I have read it right, I dont think they will have the land owner permission to do this kind of stuff.

 

Parkingeye havnt applied for any planning permissions at all throughout the whole of liverpool for anpr or signage/displays accoring to the local councils website which tells you of every planning application made for liverpool

 

Am I barking up the correct tree here in making a defence

Edited by dx100uk
merge/format
Link to post
Share on other sites

on the right lines

is this port authority land?

if so bet there are byelaws?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Regarding the lease, if the landlord gives the leaseholder the right to do want they want then there may well be a chain of authority and it will be an absolute sod to actually find out whether this applies or not as you cant force anyone to hand over the contract without spending a lot of money.

 

However, that isnt to say you shouldnt raise the matter in your defence because if you also use the lack of planning argument you may well tip the balance in your favour as it will be 2 things that are going to be questionable.

 

Now, what about the signage at the place?

what terms were offered and does it create a contract with you?

That may depend on why you were there so you will have to tell us the purpose of your visit.

 

If you stopped in the hotel then they have a duty to tell you that they are forcing you to agree to a contract with a third party as part of the conditions for staying with them

 

I fear that by leaving it this late you have missed that particular boat but worth considering along with the above. If you werent stopping then it will boil down to the offer to park made by the signs.

Edited by dx100uk
Spacing
Link to post
Share on other sites

I will get some pictures of the signs asap because I didn’t actually see any when i entered the carpark and its a place i used to always park without any hassle. I was the driver as well but this has all come to my partner as the registerd keeper

Link to post
Share on other sites

Hi

I have had a look on Google and although the images were from last year, the only sign I could see was for the casino next door. There was nothing at the entrance to the hotel site so we do need up to date pictures

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

as you are not the person being sued we will refer to YOU when we mean the defendant, even if that is your partner. It makes things so much easier.

You havent answered why you were there, it is important because other contracts with trump this one may be in place when you go there.

Link to post
Share on other sites

Ok,

the if the resaurant doesnt have notices in it saying by eating there you are agreeing to pay some bandit £100 then you may well not have entered a contract with said bandits.

 

The signs themselves are only part of the offer and consideration and finally acceptance.

If you cant see the signs and the occupier of ther land invites you to stay anyways then the parking contract is not fulfilled so you cant be said to have broken it.

 

these small bits will make or break this claim so get photographing and revisit the restaurant and see what notices they have about use of their car park being subject to conditions.

 

If there isnt anything dont be afraid to ask but try and avoid saying why you are aksing or they will become very defensive, the parking co's can be quite aggressive in demanding the right to chisel as much as they can from the hotel customers without having to cancel their charges when they are wrong.

 

often it is written into the contarct they will only have to cancel a certain number a month even if they are all issued incorrectly.

That menas the occupier is them bound to help the parking co gain money by deception but no-one will ever get their collar felt

Edited by dx100uk
spacing
Link to post
Share on other sites

IF there is any signs there, pictures are essential. Have you contacted the Campanile to see if they can help as you were a visitor there. It is the norm that when people visit certain hotels/restaurants that you would input your car reg into a computer at reception. If there was nothing to indicate this then that would also be unfair.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

I called and emailed them. The email hasnt been replyed to and the call was answered by a foreign lady who said she would have someone call me back which never happened.

 

I am going down there over the weekend and hopefully get it sorted with them

Link to post
Share on other sites

you will need to get down there and take pictures.

You cannot rely on others to co-operate as their jobs may preclude them from being helpful as the authority is not there.

 

get pictures of

the entrance to the land from the public highway and any signs there (or if there are none make a note of that as it will be enormously helful)

pictures of the signs in the car aprk and make a note of their size, and placement, is how many and where are they

- stuck behind a wheelie bin doesnt allow you to consider them and if they are in awkward places

take pictures to show the obstacles as well, the worst light you can show them in the better.

 

The go into the hotel restaurant and note any signs in there regarding warnings about parking.

It may be possible to consider that if there are no restrictions shown inside then the contract doesnt apply but that is not a clear cut strategy but worth using in conjunction with poor visibility of signage elsewhere.

 

agree that unfair contracts terms can apply and that voids the contract if you dont want to be bound by it. Now the contract offered by buying tea and biccies that doesnt mention the £100 parking fee would be considered unfair if your decision to go there was based on what the hotel offers you so look at their website and see if when they wax lyrical about visiting their restaurant it mentions paying a fee to PE to get in. Basically damn them by their own words

Link to post
Share on other sites

Thanks for the advice. I have been over the website and it doesn’t mention once about paying to park. It actually advertises free parking. Which i have the screen shots of. I will be getting pictures and details of other signs over the weekend

Link to post
Share on other sites

Same way you did AOS

 

But not yet!!

 

Did you do all of post 2

Edited by dx100uk
merge

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

good

 

take you time weeks yet till day 33 deadline

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

read upload

one multipage PDF only please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

see if that has worked

 

I think the pdf file with the pics of the "signs" in the hotel has worked and uploaded

 

I actually laughed when I went in the car park and seen them,

 

Some are hidden behind parks cars and trees and the rest are pointed in different directions actually facing the building, so unless you walked right up to them to see what they actually were you would have no clue what they are.

 

I went in the restaurant and again there are no signs anywhere telling you what to do, there is a small printed out piece of paper with the words "enter reg here" stuck to the wall by a computer on a stand

 

there is no other instructions what it is for or what to do

campenile pics.pdf

Edited by dx100uk
merge
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...