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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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3rd time caught shoplifting (RLP)


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Hi everyone,

 

Last week I stole from a TKMaxx branch. This is the third time I am caught stealing from a shop, and third time I am told about Retail Loss Prevention (It has never been from the same shop/company.)

 

The first time I received a letter and I paid the money that I was told "I had to pay". The second time I actually never received a letter, therefore I never paid anything.

 

However, as this is my third time, I wonder what the consequences can be? Based on posts I've seen on here I shouldn't take RLP too seriously but as this is the third time I'm caught shoplifting I am a bit worried as to what RLP can do and if they can take any legal action. I wonder if they have a database with my information and previous offences?

 

Thank you

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Nothing they can do

About time to see you doc?

Why do you need to keep stealing?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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RLP wont do a thing except send letters.

 

However you NEED to stop shoplifting, as next time the police could be involved and it will become much more serious.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi and welcome to CAG.

 

 

Before any assistance is given, you MUST address the shoplifting. Why are you doing it. Need? Excitement?

 

 

 

Are you under 18?

 

 

Have you come to the attention of the Police yet regarding these crimes?

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi,

 

I don't know why I do it. The last 3-4 years of my life haven't been easy and I have had to deal with complicated situations that have affected my mental health. I have depression and anxiety, but I know I don't need to shoplift in order to survive.

 

I'm afraid I do not want to give any more information about me/previous offences. I'm assuming that being under/over 18 makes a difference? And having/not having attention of the police does as well?

 

I know I need help but I don't know how or where to start and I am not ready to confront it yet. I just know I have to stop it no matter what.

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Hi user8563

 

You do not have to give any further information about me/previous offences that is entirely up to you.

 

As for where to get help I assume you are being treated for your depression and anxiety via your GP, so please have a chat with those treating you and I know it may be hard but you really need to let them know about this shoplifting.

 

There is also this Samaritans link: https://www.samaritans.org/

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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Hi again,

Firstly I would be addressing the shoplifting aspect. Are you on anti depressants (hereafter called happy pills)? If so, you may have become tolerant of the pills and need to up the dosage OR get some counselling (both available from your GP).

 

 

I think it's safe to say that you have read a lot about RLP and know exactly what to do with them but please make sure you don't leave 'skid marks' :-)

 

 

RLP state that they keep a separate database of offenders and they have a separate company that deals with this aspect. They are called Cireco. They cannot release any information related to you without your written permission which you won't be giving. They may release the data for the prevention and deterrent of crime aspect with legal bodies who have the right to see them however, I am yet to hear of that.

I am also yet to hear of any case where the police have anything on their database where no police involvement was done. It would be different if the police had attended as they then have a duty to record the offence.

 

 

 

The database itself is flawed as it contains details of alleged shoplifters and not convicted shoplifters so this could cause many problems for them if a seasoned shoplifter gives a false name and address. I'm going off on a tangent and I must stop.

 

 

 

Just ignore RLP. They will go away eventually.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Anxiety/depression doesnt lead people to shoplift so you need to be having a good talk with your doctor about this behaviour and ask for some CBT sessions so you can get to the bottom of this and learn coping techniques that steer you away from the behaviour that is getting you onto trouble.

So far you have been lucky that the police havent been involved. they would be unlikely to drag you up before the beak but you would then be on their radar and that could cause you problems of a different kind.

RLP have nothing to do with justice though so again I would say you ignore them regardless of what they say, they have no interest other than making money by smoke an mirrors and paying them encourages more of their excessive claims

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Anxiety/depression doesnt lead people to shoplift

 

 

Sorry EB, I have to disagree with you. When people get depressed, they need a 'high' to make them feel 'normal' again and I am talking from a personal perspective here.

 

 

I have suffered with depression for years and initially I had to do something risky to make me feel better even though it was only a short high. As soon as my adrenaline went back to normal, I was depressed again. It's a vicious circle.

 

 

I am on happy pills to help me cope and they do work even though I have had to up the dose.

 

 

Shoplifting is just one way of getting the thrill some people need.

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If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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my brain chemistry due to a tumour give me the symptoms of depression if I dont take my expensive medicine so when i said that it doesnt lead to shoplifiting I mean that it doesnt automatically lead to those actions. I used to find it difficult to go out and interact with people so hanging around shops to nick stuff would have oput me in a sweat. happy pills make help some but behavioural issues are best helped by CBT but unfortunately it is help that is at a premium and takes a long time.

 

Sorry EB, I have to disagree with you. When people get depressed, they need a 'high' to make them feel 'normal' again and I am talking from a personal perspective here.

 

 

I have suffered with depression for years and initially I had to do something risky to make me feel better even though it was only a short high. As soon as my adrenaline went back to normal, I was depressed again. It's a vicious circle.

 

 

I am on happy pills to help me cope and they do work even though I have had to up the dose.

 

 

Shoplifting is just one way of getting the thrill some people need.

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Morning EB. Thanks for the clarification. I agree that not all depression cases (or even that the shoplifter is even depressed) lead to shoplifting. People do different things and shoplifting is just one; this is why I have an interest in this forum.

 

 

 

As for getting CBT. That will be a long process. A counsellor is easier to get but you are spot on when you say to get help from a GP.

 

 

 

You know, it's nice that I can disagree with you and it doesn't end up a slanging match.

 

 

Anyway, back on topic for the OP.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 1 month later...

This thread is probably dead now and the OP probably isn’t monitoring it now, but whilst I agree that RLP will do nothing to get ‘their money’ it is worth mentioning that if the OP continues this pattern of offending and continues to rack up civil recovery ‘debt’ there is always the slight RISK that it will eventually amount to enough for it to be financially worth it for them to go to court for it, and I’m sorry, but as soon as the court sees an habitual pattern of theft - they will win. Unlikely i know, but not beyond the realms of possibility. Don’t give them that opportunity and nip it in the bud now.

 

That being said I think RLP, as mentioned before, is the least of your problems. Given that you have been CAUGHT three times, and the general (unofficial) rule of thumb is caught 1 in 10 times, there is a strong possibility you have probably shoplifted many times to get to the stage you are now (unless you really are that bad at it / unlucky) - and you should be tremendously thankful you haven’t been arrested and prosecuted.

 

Please get help for the behavioural issues that are causing this. Speak to your GP and be open and honest and they can refer you to more focussed help.

 

All the best

 

LPG

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