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FOS denied my PPI against Egg


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I cannot believe how useless FOS is:

 

Investigator ruled against me because I must have accepted an online question that I wanted PPI:

 

he sent me screenshots of questions re PPI but not my screenshots since i never seen them before.

 

my gdpr did not contain them,

my cca regulated agreement contained nothing about ppi

he says fos is not interested in cca agreement or what is in gdpr

… cca is a matter for fca.. not fos

 

disgraceful appalling service...

 

i feel a need to complain about this investigator

 

i have sent an email complaining about the fos guy

 

essentially he has assumed that i saw an online form and replied i did want ppi

 

but he has not offered any evidence that i was offered or even accepted or declined

[sIGPIC][/sIGPIC]

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It is very well known that if your card is of the right era

Then the egg website at the time was pre ticked by default

And the fos has ruled on this several times

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i intend to complain to the ombudsman because they provide me no proof of either acceptance or rejection and i intend to go to court to claim my money...

 

and i intend never to use fos again.... court only

Edited by dx100uk
merge

[sIGPIC][/sIGPIC]

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pers i'd always use the FOS

just nail down the relevant ruling the fos has already given

 

or search here for the threads

something like EGG PPI box Pre ticked on website or alike.

 

should give you the threads.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

i have complained against the ruling based upon complete lack o evidence... that was two weeks ago... heard nothing yet....

 

in the meantime i got a letter from a new creditor to say that Canada Square Operations had assigned the debt to them.

 

 

I explained that the debt is irrecoverable and they said... oh we will send it back then....

 

 

Canada Square are [removed..behave - dx]

Edited by dx100uk
swearing

[sIGPIC][/sIGPIC]

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