Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    natheyabdn Novitiate natheyabdn's Avatar



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    Cagger since : Sep 2006
    Posts : 103 (0.02 post per day)

    Default BoS - CCA Request

    Hey Everyone,

    Sent a CCA Requesticon to BoS - their full one month plus 12 days is up on the 12/12/2006.

    So far i have received absolutley no correpondance and i have sent the original letter and a reminder, about to send a third letter formally reminding them.

    Any ideas what bits i can put in it to enforce the point so that they pull their fingers out, also if the time constraint passes and they still havent sent a copy of the signed agreement, whats the best course of action?!

    And once it gets to that stage and proceeds to court, where they still cant produce the signed documents, if i tell my solicitor to advise the judge that i'll pay say a lump sum of 2K so long as the remaining say 20K debt is written off without adverse affect to my credit rating
    - will the judge consider this and accept?!

    Nathe

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    UNTIL MY CASES ARE RESOLVED/WON IM GOING TO KEEP MY SIGNATURE BLANK AS IM AWARE THE BANKS TEND TO TRAWL ON SOME OF THESE FORUMS AND AS MY CASE IS A LITTLE COMPLEX IT WOULD BE EASILY SPOTTED

    DONT WORRY - THE INFO SHALL RETURN ONCE THE CASE IS RESOLVED/WON
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  2. #2
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    natheyabdn Novitiate natheyabdn's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 103 (0.02 post per day)

    Default Re: BoS - CCA Request

    Guys,

    Can anyone help with some advice?

    Thanks,

    Nathe

    -----------------------------------------------------------------------

    UNTIL MY CASES ARE RESOLVED/WON IM GOING TO KEEP MY SIGNATURE BLANK AS IM AWARE THE BANKS TEND TO TRAWL ON SOME OF THESE FORUMS AND AS MY CASE IS A LITTLE COMPLEX IT WOULD BE EASILY SPOTTED

    DONT WORRY - THE INFO SHALL RETURN ONCE THE CASE IS RESOLVED/WON
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  3. #3
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    natheyabdn Novitiate natheyabdn's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 103 (0.02 post per day)

    Default Re: BoS - CCA Request

    Anyone able to help at all?

    Any advice would be gratefully received

    Nathe

    -----------------------------------------------------------------------

    UNTIL MY CASES ARE RESOLVED/WON IM GOING TO KEEP MY SIGNATURE BLANK AS IM AWARE THE BANKS TEND TO TRAWL ON SOME OF THESE FORUMS AND AS MY CASE IS A LITTLE COMPLEX IT WOULD BE EASILY SPOTTED

    DONT WORRY - THE INFO SHALL RETURN ONCE THE CASE IS RESOLVED/WON
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    Following
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  4. #4
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    natheyabdn Novitiate natheyabdn's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 103 (0.02 post per day)

    Default Re: BoS - CCA Request

    Just received a lettericon from the bank stating i didnt enclose the 10 fee under the data protection act?!

    I enclosed a cheque for 1 as my request was under the consumer crediticon act - this is right isnt it?

    Any suggestions on what to do?!

    -----------------------------------------------------------------------

    UNTIL MY CASES ARE RESOLVED/WON IM GOING TO KEEP MY SIGNATURE BLANK AS IM AWARE THE BANKS TEND TO TRAWL ON SOME OF THESE FORUMS AND AS MY CASE IS A LITTLE COMPLEX IT WOULD BE EASILY SPOTTED

    DONT WORRY - THE INFO SHALL RETURN ONCE THE CASE IS RESOLVED/WON
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