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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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what is my liability and what should i do? please read


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2 years ago i bought a motorcycle and titles never changed to my name

 

.seller called me now and told me that 1 year ago supposingly someone took my bike and failed to stop on police signal in the night.

 

the police contacted previous owner as it was still registered to him,

went at the police station but he didnt remember my details to contact me.

 

now,after 6 months, he remembered my details as he stands a court for failing to transfer the titles and he said he is going to mention me in the court.

ofcourse it wasnt me.

 

by the way i have transferred the titles to my name today.

i dont want to blame the previous owner as the truth is that i had the bike but didnt commit that offence.

 

as i checked my messenger i was talking to my gf that night from home so i can prove that and from my ip.

 

how can i prove it and what can i say if called to court after all this time?

what are my liabilities?

 

more over will i be the keeper in law's eyes?

 

best regards

Edited by dx100uk
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WHy didnt you transfer the title when you bought it?

 

And if you had the bike.. who comitted the offence. You are obliged to name the person to the police, or the consequences can be a lot more severe.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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WHy didnt you transfer the title when you bought it?

 

And if you had the bike.. who comitted the offence. You are obliged to name the person to the police, or the consequences can be a lot more severe.

 

How can i name a person after a year of not having knowledge of such an event occured?

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So you have this bike, which you say has been broken and unused for the last two years (so broken that it wasn't taxed or declared off road). But in the middle of those two years somebody rode it and committed an offence on it.

 

Your liability is that, as the person keeping the vehicle at the time of an allegation (which you do not dispute), you have an obligation, if you are asked, to provide the details of the driver at the time of that allegation. Have you been formally asked? What exactly is your involvement at present?

 

If you fill in the gaps in the story (both parts as mentioned above) you may get some help.

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So you have this bike, which you say has been broken and unused for the last two years (so broken that it wasn't taxed or declared off road). But in the middle of those two years somebody rode it and committed an offence on it.

 

Your liability is that, as the person keeping the vehicle at the time of an allegation (which you do not dispute), you have an obligation, if you are asked, to provide the details of the driver at the time of that allegation. Have you been formally asked? What exactly is your involvement at present?

 

If you fill in the gaps in the story (both parts as mentioned above) you may get some help.

 

i agree that my liability would be to provide details if i was the keeper. but formaly i wasnt as nor titles were exchanged nor any other proof of sale to me. its like a friend gave a car to me to keep at my home and i gave it to another guy who crashed it. who would be liable for damages? anyway. even if i am the keeper under the eyes of law, how can i provide details now after 1 year for a supposed incident of what i dont have a clue it happened? i havent been formally asked by anyone but since the registered owner is going to present my name at court i believe i will be called. I dont have an involment at present except of what is mentioned.

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i agree that my liability would be to provide details if i was the keeper. but formaly i wasnt as nor titles were exchanged nor any other proof of sale to me

 

You were "the person keeping the vehicle" at the relevant time. It does not matter if you were the not the Registered Keeper, or the owner. "The person keeping the vehicle" has a specific mention in Section 172 of the Road Traffic Act (which is the legislation that places the obligation on you to provide drivers details). To understand this, imagine a leased car. The lease company will be the owner and the Registered Keeper, but they are not the "person keeping the vehicle". The person to whom it is leased and who (presumably) usually drives it is.

 

I don't actually know what your concern about having to name the driver is at this stage. If the previous owner is being prosecuted for failing to notify a change of ownership that has nothing to do with you. If he mentions that he sold it to you there is no reason why you should be formally asked to provide the driver's details at the time of the offence you mention. The two things are unrelated. What may be of a more urgent concern to you is that you have had in your possession a motor vehicle which you have neither registered in your own name, nor paid vehicle excise duty nor declared it off road. You may find some enquiries re made into that situation now that you have contacted the DVLA though you may escape action for some of those offences as you were not the Registered Keeper.

 

There is no point is running through your situation should you face a request to name the driver unless and until it is made of you. One thing the prosecutors may bear in mind is that for most (though not all) driving offences there is a limit of six months from the date of the offence beyond which no prosecution can take place.

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Cloned number plate?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Cloned number plate?

 

Very possibly (although they are incredibly rare). Unfortunately we don't have any indication from the OP whether or not he believes his vehicle was involved or not. We only know that he took possession of the bike, did nothing to formalise his ownership of it and then it remained, seemingly unused because it was broken.

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I wonder if there is video footage or if its just a PC got it wrong when they failed to stop?

and its just progressed through the system?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You were "the person keeping the vehicle" at the relevant time. It does not matter if you were the not the Registered Keeper, or the owner. "The person keeping the vehicle" has a specific mention in Section 172 of the Road Traffic Act (which is the legislation that places the obligation on you to provide drivers details). To understand this, imagine a leased car. The lease company will be the owner and the Registered Keeper, but they are not the "person keeping the vehicle". The person to whom it is leased and who (presumably) usually drives it is.

 

I don't actually know what your concern about having to name the driver is at this stage. If the previous owner is being prosecuted for failing to notify a change of ownership that has nothing to do with you. If he mentions that he sold it to you there is no reason why you should be formally asked to provide the driver's details at the time of the offence you mention. The two things are unrelated. What may be of a more urgent concern to you is that you have had in your possession a motor vehicle which you have neither registered in your own name, nor paid vehicle excise duty nor declared it off road. You may find some enquiries re made into that situation now that you have contacted the DVLA though you may escape action for some of those offences as you were not the Registered Keeper.

 

There is no point is running through your situation should you face a request to name the driver unless and until it is made of you. One thing the prosecutors may bear in mind is that for most (though not all) driving offences there is a limit of six months from the date of the offence beyond which no prosecution can take place.

 

if he mentions that he sold it to me i dont think that court and police will just drop the case.As you said above''The person keeping the vehicle" has a specific mention in Section 172 of the Road Traffic Act (which is the legislation that places the obligation on you to provide drivers details)''so i believe they will enquire me about identifying the driver as i had it in my possesion and if i tell them i dont know they will assume i was the driver even though i wasnt. i am so scared by the whole situation.also will that hit my criminal record?

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You keep on asking the same question and I keep on giving you the same answer. There is too much missing from this story to answer properly. However, I'll try one last time:

 

As I understand it the situation is this:

 

 

- You bought a bike two years ago and failed to ensure that it was registered in your name.

- A year ago someone was detected on the bike (or at least a vehicle with that registration number) committing a traffic offence.

- The police went to the previous owner (in whose name the bike was still registered).

- He told them he had sold the bike but could not remember your details.

- Six months later he finally did remember your details.

- He now faces court for failing to ensure that the registration had been transferred.

 

(Please tell me if I have any of this wrong)

 

So up to now you have no responsibilities. You haven't been asked to supply any details to anyone. However, he already faces action for failing to notify the DVLA of a change of ownership. You may face action for failing to tax the vehicle (or declare it off road). You may also face action for failing to insure the vehicle. Under the "continuous insurance" legislation a vehicle not declared off road must have third party insurance (and I assume from what you say that you didn't have any). There's nothing you can do about either of those. You must wait and see what, if any, allegations are made.

 

Although you currently have no responsibility to name the driver at the time of the alleged offence a year ago, a request might come your way. In order to help with that you need to say what the offence was (and you won't know that until you get an official request). It would also help if you said whether you believed your vehicle could have been involved or whether you believe that it was another vehicle. But until you get an official request there is nothing you can do anyway.

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You have nothing wrong in your understanding.

That is how the things are currently.

 

The guy has a court in a month so i will have to wait.

Thank you for the time you consume for answering my enqueries

Edited by dx100uk
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agree, all you can do is wait. Sometimes it is just not worth their while taking actiondue to cost or the liklihood of getting a conviction is low. If there is somehting the DVLA can clobber you for a flat fee penalty I'm sure you will hear soon enough

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