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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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HMRC tax offset against refund


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Hello,

 

Old user, new issue :

 

Where do i post HMRC issues please? Its regrading old tax penalties from 200-2002 reclaimed against last 2 years accounts as a self employed person resulting in loss of approx 5k

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Your there already I have moved you...please continue to post here.

 

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My Husband is currently self employed. His accountant has filed the first 2 years of accounts and HMRC have taken both of these against old penalties and interest back from 2000 -2002 resulting in a loss of over 5k

 

Can this be done

Why have they not contacted us before now

Can I appeal, how, what do I need and is it worth it

How do I prove that is is rubbish if I dont have any proof as this is over 18 years ago

 

 

History

2 years self employed 2018 2016

Employed 2016 2010

2010 back 20 years self employed

After the fist year 2016 2017 refund was offset against previous penalties my husband had to phone up to find out as we had not received any notification.. They told him that his account was clear, so we submitted the new year. We asked for the refund but they told us they were investigating something and would be 6 weeks. Our accountant has got a PDF downloaded from them saying it is interest and penaltys from 2001 to 2002

 

any questions or advice will be greatly appreciated.

 

thanks

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Goto their website

Fill out their free sar

 

Make sure they hold the data (proof) to be able to do this

 

9/10 for a period of that long ago they dont

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hey thanks for advice. How would they tell us they are offsetting it if they dont though?

The pdf we have seen stated its for penaltys and interest for 2000to 2002. This is the 2nd rebate theyve done it to. Itd a lot of money to just let go

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Haha you trust them??

 

Weve seen several mistakes here

And refunds when they are put to strict proof rather than a line in your summary file typed in by someone years ago

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Okay - So have SAR - we will wait and see,

 

Just been looking at the PDF

 

it states 1st payment on account,

2nd on account and

then balancing payments thats 1000 each time.

 

unless im reading it wrong?

then smaller bits of 7 or even 17 pound.

Bizarre.

So tell me,

what counts as proof from their side

- I dont have anything,

Ive spent all day looking though papers but I havent kept anything from 8 years back.

I just dont see how it is fair.. I cant argue something if I dont myself have anything to look back at

 

Ive attached it so you can look at it, again

 

any advice however small is appreciated

Tax record.PNG

Edited by dx100uk
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if they are correct then they can offset but the burden of proof would lie with them,

It also begs the question why they ahvent adjusted tax code for the last decade and a half to get the money back that way.

 

SAR will hopefully tell you something and thne you can go to a tribunal to challenge at least the interest figures if nothing else

Edited by dx100uk
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