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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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Octopus Iresa Energy supplier and debt and DCA's


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I was sent a demand by email from Octopus for over £500,

immediate payment,

which they say is what I owed to Iresa,

I've no idea who octopus are bit they're quoting ofgem and all sorts,

 

they reduced it to £400 when I queried it,

they are saying I was underpaying Iresa!

What's going on?

 

Octopus have threatened me with collection agency already!

I had a DD taken out of my bank yesterday to IresaOctopus for the usual monthly payment I was making to Iresa,

should I cancel this DD?

 

I know I need to check back and see exactly how much I've paid to Iresa,

I know they took extra out of my account in January to cover underpayments over the year,

and I'm going to book an appointment with CAB,

 

atm I'm on holiday and worrying about this!

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a DCA is not a bailiff and is totally powerless

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did you opt for an online only account?

if not block and bounce their emails and emails ad

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I got an email saying Iresa, my energy supplier, was going bust and Octopus were taking over.

I've been sent a demand by email from Octopus for over £500,

immediate payment,

which they say is what I owed to Iresa.

I've no idea who octopus are but they're quoting ofgem and all sorts.

They've reduced the demand to £400 when I queried it,

They are saying I was underpaying Iresa!

Octopus have threatened me with collection agency already!

I had a DD taken out of my bank yesterday to Iresa/Octopus for the usual monthly payment I was making to Iresa,

should I cancel this DD?

I know I need to check back and see exactly how much I've paid to Iresa,

I know they took extra out of my account in January to cover underpayments over the year.

I'm going to book an appointment with CAB,

atm I'm on holiday and worrying about this!

Any help appreciated.

afaia all Iresa accounts were online only.

That was my first thought, to insist they write to me by letter, not email.

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thread moved to utils forum

post tidied

 

redact the emails of pers info and post them here please

then the experts will begin to help when they see the thread

 

pers I would sent them ONE email reply

stating please WRITE to me not use email

this email address is NOT to be further used for any communication regarding the inherited account from Iresa.

 

I am aware you have inherited this account due to the Ofcom decision to close Iresa, I dispute any outstanding balance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" Hi Andy,

 

Sorry if you feel pressured by us to make a payment - we absolutely do not expect you to pay any outstanding amount in one go. On clicking I agree, you can choose to have the debit transferred to your Octopus account. We can then discuss setting up a payment plan which you're comfortable with, or temporarily increasing your direct debit to pay off the debt over time.

 

To reassure you, I double checked the bill and based on the readings you gave, the overcharge is around £52, so we're prepared to lower the outstanding balance to only £400. We need to make sure that people are paying for the energy they've used, but we don't want to chase false debt, and it would be unfair of us to ask for the full amount simply because Iresa failed to conduct a payment adequacy for your account.

 

Best,

Anthony "

 

 

 

they are now offering to take on the debt (?), and offering me to pay it up, I've replied; thank you for your reply.

Please write to me regarding this issue, I do not want this email address to be used for any communication regarding the inherited account from Iresa.

I am aware you have inherited this account due to the OFGEM decision to close Iresa. I dispute any outstanding balance.

 

They've no agreed to take on the debt (?) and saying that if I agree they'll sort out a repayment plan. I paid extra to Iresa in March to cover underpayments so don't know how they come up with their figure. I've emailed them asking them to write to me.

Edited by Andyorch
Quotations and italics added
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Sar time me thinks?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Greetings

I too am an ex-Iresa customer, fortunately for me the transfer to Octopus Energy went without issue, however my Direct Debit is to Iresa is still active and was paid on 10th of the month,

the extra Direct Debit to Octopus Energy on 20 August never happened, and finally after the switch was completed to Octopus Energy they said that my Iresa account was shut-down, when in fact my Iresa on-line account is still active, even today.

Why don't you log-in to your Iresa Energy online account and grab the data!

Andrew

ASI Industries = As i in does tries!

 

As i in does tries!: My definition.

I will try, i may never succeed in the goal, but at least by trying i have a greater chance of success than never trying at all!

 My opinions are my own & occasionally may offend, but it is not my intention to cause offence in the first place!

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Hi Andyddg

I was also with Iresa, and am in the same position as yourself, when I received my final bill, my gas consumption for July was 1400 cubic meters, I don't us that in a year!.

I clicked on the disagree button and supplied them with my meter readings for Gas & Elec, and also queried the electric readings as I have had a smart meter fitted and have solar panels, yet according to the meter I have used 1200KWH in 40 days, something not right there, and have been informed that the meter may not be set correctly and is charging me for power generated as well.

In response to the bill they have sent me an offer of £97 ish, but haven't attached any bill or breakdown of how this was arrived at, so I have requested it and also asked where my payment taken in August has gone?

My Iresa account is still active, and I have downloaded the last 12 months of bills, if you can do that it will give you an indication of your consumption and allow you to compare what they are saying you have used, and also give you the ammo required to challenge them.

As for the DCA threat, I think it would be a foolish move on their part whilst the final bill is in dispute.

Hope that will help you in some way.

Paul9

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dca's are powerless

they are not bailiffs and have zero legal powers

what do ofgen say about all this?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ofgem are having a look for me.

I've logged into my iresa account but I'm not so sure the figures there are correct, I'll need to work out how much electric I used and then work out how much is owed.

Octopus have created an account for me and it just shows the last DD payment.

I've cancelled the DD and told Octopus to write to me about this issue.

In the mean time I don't know how much Octopus are going to try and charge me, and I want to switch as soon as possible,

they did send an email saying my Octopus account was up and running from the 21st and I could now switch, but I'm thinking if I do switch now it'll only complicate matters more.

after me asking them to write they've emailed asking me to agree or disagree with their offer. I get the feeling they're trying to rush me.

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block and bounce the email

 

you did tell them writing only not by email before?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes i would

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pers I don't think they'll do that.

 

would be very bad publicity for them if they made you pay it off in one go

IF you owe anything:wink:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

I got another email demand from them, again threatening me with collection agency if I don't pay.

When I click the button to dispute the claim it simply gives a message that it's already disputed.

I switched to another supplier, and asked them to write and not use my email address.

Ogem haven't responded at all.

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post 16 did yo not action that?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Have you been able to agree the meter readings since Octopus took over?

Do you know how much you paid Iresa in the time you were with them?

You should be able to broadly identify how much you used, how much you paid & how much is outstanding - if anything.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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I told them not to email me, I haven't blocked their email address yet.

 

interesting that they're saying they're a paperless company and therefore don't send out any letters, they want to phone me though.

Edited by dx100uk
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then get on with blocking an bouncing their emails and the AD used.

writing only

you need a papertrail to bash them with.

 

email is cheap and free to send out whatever rubbish they like.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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https://octopus.energy/iresa/

https://octopus.energy/blog/iresa-daily-updates/

"Thursday 9 August

On Thursday, we spoke to the Ombudsman about how the c.700 open Iresa complaints will be dealt with, and will collaborate with them to work out next steps for each case in question. We’re working with the existing Iresa team to resolve these as soon as possible.

We’ve found that the Ombudsman complaints fall into three categories:

the customer service Iresa customers experienced, transfer issues, and billing issues.

The first two have essentially been addressed by moving the accounts to Octopus, and we’re now working on those customers with billing complaints.

We’re taking steps to get these sorted, and have already received a huge quantity of meter readings from Iresa customers, which can be used to work out final balances."

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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  • 3 months later...

I too have had a demand from Octopus Energy, threatening me with debt collectors, even though I left Iresa with no outstanding debts and switched to Avro duel fuel. 

Now Octopus claim the electricity a/c wasn't switched after all and they want £129 !    

I'm not paying twice. 

I'm livid.

 

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Please start a new thread of you own

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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