Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2007

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    Default Lloyds Bank Trustcard CC

    Hi all,

    Apologies if i'm posting this in the wrong area (i seem to do that alot).

    Quick question.
    I have a Lloyds Bank Trustcard CC going back to 1988.
    I've been recently educated by the brilliant CAGicon membership that in 2009 the OFT (defunct) ruled on charges prima facie unfair and capped them at 12.

    Are there any useful spreadsheets for calculating and claiming back these overcharges.

    That's all folks

    Thanks
    Kholo

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  2. #2

    Default Re: Lloyds Bank Trustcard CC

    Even if they are over not 12 you can reclaim all of them.

    See the shelley threads or the martin2006 threads is the best way
    Explain s everything

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  3. #3
    Basic Account Holder
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    Follow Real_CAG on Twitter
    Cagger since : Apr 2007

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    Default Re: Lloyds Bank Trustcard CC

    Thanks DK100uk

    I'll read through them if i can find them.


  4. #4

    Default Re: Lloyds Bank Trustcard CC

    Use the search CAGicon box top red toolbar

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  5. #5
    Basic Account Holder
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    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2007

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    Default

    Hi, can anyone point me a little closer to the target - i'm struggling to track down a relevant post.

    BTW Dx100uk, I've read a few articles today but can't find reference to being able claim all the charges back just the difference between the ones over 12. Can you please expand a bit - if poss.

    THanks so much
    Kholo


  6. #6
    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  7. #7
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2007

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    Default Re: Lloyds Bank Trustcard CC

    Thanks so much DX - saved me a massive amount of time - much appreciated


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