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    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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JD williams Fashion World Lowell Overdue Account


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Hello

 

This morning I received a letter titled "Overdue Account" from Lowell chasing a JD williams debt. I am not sure of any dates or information regarding this account. I believe my next step is to SAR JD Williams to get all information. It is possible that this defaulted in October 2011. If someone could someone give me a nudge in the right direction that would be amazing.

 

Thanks

 

DC

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Give JD a ring first and check last payment date...or if you had an on line facility check that.

 

 

Andy

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Looks like the last payment to JD was December 2010, i do remember a payment being made to Lowell over the phone around 2011 to Lowell of £15 as they were quite threatening on the phone to my partner.

 

Thanks

 

DC

 

So thats also statute barred

We could do with some help from you.

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Its my wife account, I'm currently on a mission to sort our finances out and deal with all these situations and debts head on, but i digress.

 

Ive just had a look through old bank statements and a payment was made to "Fredrickson Int" in June 2012 for £15 which i believe is in relation to this debt.

 

The original debt was with JD was stated as £199 and Lowell are now claiming £273

 

Thanks

 

DC

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Ive made a massive mistake everyone, unfortunately I have just found another account with JD Williams Fashion World which this letter relates to. The last payment on the account was made October 2014.

 

So sorry for the mix up and as always thank you everyone for your time and help.:-(

 

Thanks

 

DC

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So June 2012 not 2011...its still statute barred :wink:

 

Lowell cant amend the balance to £273..the agreement would have been terminated on assignment.

We could do with some help from you.

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Send them A CCA request...that will keep them busy:wink:

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No you send the request to LOweel Debt Collectors...they I assume are now the legal owners ?

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Check your credit file/s if you dont recall ever receiving a Notice of Assignment.

We could do with some help from you.

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Send the CCA to the Debt Collector

 

Strange if the account was opened in SEP 2014?

We could do with some help from you.

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I assume so ...what address is on the letter re overdue account ?

We could do with some help from you.

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