A 220 page introduction to all things consumer related by our own BankFodder.
Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.
did you read the SB letter?
shat do the CONC rule quoted say about it
I guess you mean this bit ?
"A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barred." 7.15.8
But I guarantee you'll get a response along the lines of.....
''Dear Sir/madam,
Whilst the debt maybe statute barred under the blah blah blah limitations act, I am sure you will agree that you were given this money under good faith and that you are obliged to pay it back blah blah blah moraly to do so, blah blah blah, although we cannot take this to court, blah blahblah, you have a moral obligation to fund our Christmas party else we will send you pointless threat letters outline your ''moral'' obligation....... please fund our crimbo party...
Just an update for everybody who kindly offered help and other feedback. I today received a reply to my statute barred letter saying "We are closing your account and you will no longer be contacted by us or anyone on our behalf".
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