Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
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    Default Re: Cabot chasing SBd black horse loan debt

    Quote Originally Posted by Ell-enn View Post
    Yes, unfortunately they're not very bright
    I think you may be right haha


  2. #22
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    Default Re: Cabot chasing SBd black horse loan debt

    Well that's my statute barredicon letter posted. Is there any timeline they need to comply with regarding their response?

    Cheers all.


  3. #23

    Default Re: Cabot chasing SBd black horse loan debt

    nope they should now cease all comms


  4. #24
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    Default Re: Cabot chasing SBd black horse loan debt

    Quote Originally Posted by dx100uk View Post
    nope they should now cease all comms
    Do they write to me to agree it's SB?

    Cheers


  5. #25

    Default Re: Cabot chasing SBd black horse loan debt

    haha you do know how DCAicon's work don't you...
    admit its sB'd...
    very rarely


  6. #26
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    Default Re: Cabot chasing SBd black horse loan debt

    Quote Originally Posted by dx100uk View Post
    haha you do know how DCAicon's work don't you...
    admit its sB'd...
    very rarely
    I hadn't thought that through had I? Haha

    Hope that's the end of it then. Not that I'll lose any sleep because I know it's well past it's date by years. Just the letter was a bit annoying.

    Many, many thanks to you all for your help.


  7. #27

    Default Re: Cabot chasing SBd black horse loan debt

    did you read the SB letter?
    shat do the CONCicon rule quoted say about it


  8. #28
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    Default Re: Cabot chasing SBd black horse loan debt

    Quote Originally Posted by dx100uk View Post
    did you read the SB letter?
    shat do the CONCicon rule quoted say about it
    I guess you mean this bit ?
    "A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barredicon." 7.15.8

    Cheers,
    Billy


  9. #29

    Default Re: Cabot chasing SBd black horse loan debt

    But I guarantee you'll get a response along the lines of.....


    ''Dear Sir/madam,


    Whilst the debt maybe statute barredicon under the blah blah blah limitations act, I am sure you will agree that you were given this money under good faith and that you are obliged to pay it back blah blah blah moraly to do so, blah blah blah, although we cannot take this to court, blah blahblah, you have a moral obligation to fund our Christmas party else we will send you pointless threat letters outline your ''moral'' obligation....... please fund our crimbo party...


  10. #30
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    Default Re: Cabot chasing SBd black horse loan debt

    Well Bazooka Boo at least a letter like that would show they're not sulking about me not paying them!

    And to be honest even if it wasn't Barred I wouldn't be paying them because I have been off work for some time with a long term health problem.

    Cheers
    Billy


  11. #31
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    Default Re: Cabot chasing SBd black horse loan debt

    Just an update for everybody who kindly offered help and other feedback. I today received a reply to my statute barredicon letter saying "We are closing your account and you will no longer be contacted by us or anyone on our behalf".

    Many thanks for your kind support.
    Billy.


  12. #32

    Default Re: Cabot chasing SBd black horse loan debt

    Well done......thread title updated.

    Regards

    Andy


  13. #33

    Default Re: Cabot chasing SBd black horse loan debt***Account Closed***

    good job CAGicon

    dx



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