Jump to content


Lloyds Refuse To Release Charging Order On My Property Since 2005


oriental1
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2092 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello

Try to be brief.

 

had a ltd company back in 2005 with an overdraft linked with a personal guarantee.

 

The company is now dissolved and Lloyds obtained a CCJ against me for the bank overdraft of £7900.

 

I did not know about this until I searched Land Registry and saw a charging order on the property. The charging order was dated 2009

 

I contacted Lloyds who inform me that they no longer have the debt as they sold it and passed liability first to Hillsden and then to Cabot and lloyds.

 

I have requested from lloyds all the copies of the original loan details, Ts&Cs etc.

 

They have refused to pass on these documents as i am "Not Entltled" to these documents as the company does not exist.

 

I have had no communication or updates from Cabot.

 

Lloyds say that I must ask Cabot to release the charging order although in the name of Lloyds.

 

Is all this correct?

 

Any advice appreciated

Edited by dx100uk
Spacing
Link to post
Share on other sites

Is the property and the debt jointly owned?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Lloyds say that I must ask Cabot to release the charging order although in the name of Lloyds.

 

Is all this correct?

 

Correct...but not sure what you mean by " release " ?

 

Have you or do you intend to pay it off ?

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

can never be SB'd once a CCJ issued

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...