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    • Better version attached with the late appeal explained more clearly for the judge. This will sound silly, but I think it would be a good idea to e-mail it to the court and UKPC on Sunday.  It's probably me being daft, but Sunday is still March, and as it's late, sending it in March rather than April will make it sound like it was less late than it really is.  if you get my drift. You can still pop in a paper version on Tuesday if you want. E-mail address for the court: [email protected] And for UKPC: [email protected]   [email protected] Defendant WS.pdf
    • Update 15th March the eviction notice period expired, and I paid my next month rent along with sending them the message discussed above. After a short while they just emailed me back this dry phrase "Thank you for your email." In two weeks' time I'm gonna need to pay the rent again, and I have such a feeling that shortly after that date the contracts will be exchanged and all the payments will be made.  Now my main concern is, if possible, not to end up paying rent after I move out.  
    • they cant 'take away' anything, what ever makes you believe that?  dx  
    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mercantile/Barclay PPI


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Hello

I know I had taken out loans when younger to buy car /bike but was long ago 1989 to 1994

 

No longer find any paper work

 

I had made note occasional in my diary those years when needed and put them on to outlook on computer

 

Some of the events

02/05/1990 Mercantile £4K , 5yrs protected £127.84 Premium £17.10

16/02/1992 £9,500

7/1/1992 £2500 , 4yrs £133month

I even have the dates that contacted bank about my direct debits

dates when i took the loan paperwork into Manchester

My notes state I even had letter from their solicitor when had few issues but made no note who they were

I eventually paid all loans off several years later

 

I found out that Mercantile was taken over by Barclays

 

So I filed for complaint on 11 July 2018 this year with my old address, dob , and the 3 dates referring to the loans

 

I have received letter 3 days later after calling them by phone with 4 ppi references to use instead of complaint reference.

 

Cannot find any loan under my name , address , dob

 

Sorry with finding your account we cannot investigate so my complaint is closed.

 

Called them today and explained my outlook notes , they have asked for that list to be sent.

 

Stated that they only keep records 6yrs , so am curious how do I make claim and prove when i have all these dates if internal records are just 6yrs.

 

Am I correct to assume that successful claims seems to be actual statement or loan account details

 

Even call credit group checks don't have my old original address

 

Do I give up ? What else can I try , I feel sending my list in wont help if they cant even find my name and address

 

Help and info appreciated

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If they hold information back to 90's

 

What should I do even they said cannot find my details.

 

I guess they are expecting me to provide proof the avoid any pay out ?

 

Can I use an SAR and submit £10 cheque without any account numbers , or am i wasting my time because the response be the same with Barclay via PPI complaint.

 

Do Lloyds bank keep statements that far back on personal accounts?

 

Would I be best contacting someone directly at Mercantile/Barclays instead of complaing with those dealing with it by letter

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Ah so you've not actually made an SAR yet

Its a legal requirement they comply...

 

Just sent a speculative letter/claim?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I just called them up on my text phone because i am deaf and asked to make ppi complaint

 

Gave them name, address , DOB and those 3 dates when i thought i had taken out loans .

 

And they replied back with in few days saying they could not find any details.

 

Can I send SAR template without account numbers details ?

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Its free now

Click SAR

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Little confused

 

I have Copy Of my credit file from Callcredit that I get 2yrs ago which has about 50 pages

 

lists my present address from 2008 to 2014

lists my other address 1993 to 2007

but the address for the loans at my first address is not listed , my credit file pre 2007 WHO has this info?

 

This credit file is this what you call SAR ?

 

But my address from address from when I was born till i took out the loans with Mercantile/ Barclay late 80 early 90's is not listed on the file

 

On this credit file I have noticed no details anything connected to my address from 1993 to 2007

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A crf report is not an SAR

Click it go read it

Old stuff drops off your credit file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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