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    • hope everyone can see this (might be issues if not UK connection)   Post Office lawyer was a jack of all trades, but failed his own | ... WWW.COMPUTERWEEKLY.COM Post Office IT scandal inquiry hears how a lawyer was at the centre of the Post Office’s attempts to prevent problems with its IT system...  
    • as if a lawyer, let alone a senior one wouldn't have full documentation - if she claims she hasn't - claw back all the payments made to her   https://www.lawgazette.co.uk/news/post-office-inquiry-live-former-gc-susan-crichton-gives-evidence/5119453.article?clearcache=1
    • Id start by submitting a formal Subject Access Request to the local authority. State that you want all data including telephone recordings.   They'll have a month to provide you with the data and recordings then
    • a DCA is NOT A BAILIFF and have ZERO legal powers on ANY debt - no matter what it's type most doorstepper threats are usually just that. however if you want a good giggle if they do turn up to collect your doorstep. get your phone. film them do not engage simply state leave my property now and never return else i'll call police 101. ideally you should have been reading up during this +18mts sage. then you'd already know. dx  
    • you do not need a sep accredited jewellers report..how stupid. stop believing things someone says face to face that they would never put in writing. the judge would eat them for breakfast if they did, dx  
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Abbey Payment Care Mis-sold and now sits with Royal London books


Moomin13
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Hi,

 

I took out a mortgage with Abbey National in June 2003 and I was advised by the in branch adviser that it would be wise to take the paymentcare policy with the remortgage and additional loan which was added to the mortgage.

 

I have been paying this every month at a cost of £52.55

- which by my calculations means I have paid £9511.55 to date.

 

My issue is that I didn't actually require this insurance at the time of remortgage but the adviser stressed that it would be "very helpful" to my application.

Wishing to get the loan agreed I took the paymentcare insurance out.

 

The reason I didn't need it was because I would receive 6 months full pay from work if I was sick, followed by another discretionary 18 months at full pay if required. I also had life insurance with my employer 4 x annual salary so my loan obligations in case of sickness or death would be met.

 

This original mortgage was paid in full when I sold the property.

 

Would someone be able to advise whether I have reason for a claim and if so where do I start?

 

Many thanks for your help.

Edited by dx100uk
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Have you still got all the paperwork?

And it would be +8% stat int too on top

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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