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Danske Bank uk card since 1999 & CCA request sent


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  • 3 weeks later...

Hi,

Saturday 15th Sept I received a reconstituted copy of the original CCA agreement. As mentioned in an earlier post since this bank replied to my initial request stating they were unable to retrieve the original agreement I had a phone call more or less saying I would be hearing from them. I am hoping you can advise me on the validity of the reconstituted document provided...

 

 

Please correct me if I am wrong but it is my understanding that reconstituted CCA agreements must meet certain requirements. The document they have provided bears no signature, which they claim is not necessary, my name and current address has been typed into it and there is no mention of any credit limit.

 

 

Is it not the case that such documents must at least include the address of residence at the time the agreement was made as well as the credit spending limit or a statement confirming no spending limit? They have advised me that the agreement was made in 1987 with the Midland Bank who were the original owners (news to me).

 

 

To me this document looks like something they have retrieved from that time, typed my name and current address on. Is this sufficient for enforcement?

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scan it up to one multipage PDF please

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I will do that in an hour or so

 

Hi,

The file is attached and as already mentioned this document has had my name and CURRENT address where I have lived for the last 5 years only on it.

 

There is no credit spending limit and neither does it state that spending is unlimited.

danskebank.pdf

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bogroll!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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