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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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Confused over NHS dental charges


maggie60
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Hi,

 

 

I am a bit confused about what I should receive as an NHS patient at a dentist.

 

 

My OH and I have always gone private and paid lots of the years, but neither of us have a check up in over six years. I always felt I had good teeth and have flossed since my teens.

 

 

Anyway, I broke a tooth last week and rang around to see if any local dentists were taking on NHS patients locally. I found one and booked the earliest appointment they had, which was last Friday.

 

 

The dentist took about 4 x-rays and told me I had severe gum disease and no teeth could be replaced until this was treated, but said I would probably need this treated privately at over £1,000. I know it is not a huge amount for dental work, but it is for me.

 

 

I said I would speak to my husband before agreeing to anything, to which she responded "THEY ARE YOUR TEETH!"

 

 

My husband emailed them as to why the work was not covered on the NHS and he just received back a reply saying:

"She was informed that she has advanced periodontal disease.

 

She informed us that she had not had a dental check up for several years which is perhaps why it had not been identified earlier.

She also presented with 2 broken teeth which we have had a look at and advised that they are broken down to a level where they cannot be fixed and removal is indicated.

Removal of teeth can be done any time and it was not said to her that she needed to have gum disease treatment before this could be carried out. However, no advanced restorative work (if indicated) can be carried out until her periodontal disease is stabilised which can take several months.

Three options were given to her for treatment of this, in order of level of success rates:

1) Private referral to an external periodontist (specialist in gum disease treatment)-best option for someone with advanced gum disease

2) Private referral to the hygienist (in house)-second best option for someone with advanced gum disease; reassess and consider a referral to a specialist if no response to treatment

3) NHS band 2 treatment as an initial course of treatment-this would be standard treatment with the dentist; reassess and consider a referral to a specialist if no response to treatment

Please let us know which way Maggie would like to proceed."

 

 

The tone of the email seems going for Option 3 would almost certainly lead to a referral to a specialist.

 

 

Should I look for another dentist? Any advice, based on experiences, would be greatly appreciated.

 

 

Thanks,

 

 

 

 

Maggie

 

 

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That all looks really sensible and clearly laid out to me. You've been provided with clear options, it's entirely up to you which you choose. Doesn't appear to me like you're being pressured into anything.

 

My OH had advanced gum disease and it's a sure bet that you'll need regular care for the next few years. It's really difficult to get under control, and we looked at various options, with private specialist treatment offering the best outcome. You can fudge along with the NHS treatment, but some necessary work isn't covered by the NHS.

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I couldn't find anything online to say what treatments weren't included, just the NHS website stating:

 

All treatment that is, in your dentist's opinion, clinically necessary to protect and maintain good oral health is available on the NHS. This means the NHS provides any treatment that you need to keep your mouth, teeth, and gums healthy and free of pain, including dentures, crowns, bridges

So I didn't know if I was being taken for an idiot.

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I found a different website with this information, don't know if it will help.

 

 

https://www.nhs.uk/NHSEngland/Healthcosts/Pages/Dentalcosts.aspx

 

 

HB

 

 

 

 

Thanks Honeybee, I was fully expecting to pay for the Band 3 treatment, but I tend to see things in black and white, to my detriment at times, and thought all dental treatment was covered.

 

 

Hannya obviously has first hand experience of this and has done her groundwork. Just a bit annoyed as I have never claimed anything before.

 

 

 

 

Maggie

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Hannya, you have obviously done your research thoroughly on this, so I hope you don't mind if I ask you a few (really stupid) questions:

 

 

1. If my GP refers me to a specialist I get to see one. Not as quickly as going private but I still see one. What's the problem in the dental world?

2. Why am I asked to pay for a hygienist within an NHS practice?

3. Why is the NHS option accepted as being third tier, and the worst option?

 

 

Thanks for your time.

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Honestly Maggie, there are so many variables with dental treatment, be it NHS or private, depending on your practice and where you live. From what I understand, with advance gum disease there are some treatments that the NHS don't cover that may be better for you that a specialist would. Obviously, the speedier the process too the better. Whether that specialist covers them via the NHS I couldn't tell you. That's why I'd get a second (or even third) opinion and a treatment plan, then make some comparisons and do the math.

 

All I can tell you is that it can take years to get this under control, and until it is I thought that a dentist wouldn't do any invasive procedure because gum disease harbours a bacteria that can cause severe heart damage if it enters the bloodstream. I don't believe this to be the exception to the norm as I know 2 people who've ended up in hospital with this issue.

 

There's a wealth of info on Google (don't freak yourself out though!).

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Thanks Hannya - that is invaluable information, as I suffer from angina. Thankfully, I have a great GP and I think I need to discuss this with him first.

 

 

I think that closes the book on NHS treatment and second+ opinion are an excellent idea.

 

 

I think the dentist and I just didn't click.

 

 

Thanks again.

 

 

Maggie

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All I can tell you is that it can take years to get this under control, and until it is I thought that a dentist wouldn't do any invasive procedure because gum disease harbours a bacteria that can cause severe heart damage if it enters the bloodstream. I don't believe this to be the exception to the norm as I know 2 people who've ended up in hospital with this issue.

 

 

Sorry Hannya, the 2 cases you mention - was this because of lack of treatment (not aware or the issue) or poor dental treatment in tackling the problem?

 

 

I have a telephone appointment with my GP booked for tomorrow to discuss this.

 

 

Thanks,

 

 

 

 

Maggie

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I don't want to speculate on this, so can provide little information. My friend who ended up in UCH in London in intensive care was told that the bacteria causing the issue was a periodontal one that had entered the blood stream. No poor dental treatment that I'm aware of. From a personal perspective, whenever I've had any kind of invasive dental treatment I've been given antibiotics to start a couple of days before treatment and to continue for a few days thereafter.

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