Jump to content


NRam


savannah2009
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2085 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have read your valuable information with interest and would gratefully accept some advice if possible please?

 

My brother and his wife are getting divorced after 25 years of marriage.

During their marriage they fell into severe financial difficulties with their debts and then started offering lower instalments which has continued

 

Nram have been the most difficult to deal with and never stopped charging interest on the loan which I regularly asked them to do but they stated they weren't obligated to do.

 

In June 2018 we sold his house which only left £15k which I have separated and offered all his debtors a settlement figure which they all accepted except of course NRam.

 

They have become increasingly aggressive insisting on knowing all the information from the debtors

how much he owed and

how much their final settlement figures were.

They are also insisting on knowing why his marriage fell apart as now he has to rents to pay on two houses instead of one mortgage payment.

 

brother is heading for a nervous breakdown and they are making it worse with their aggressive attitude.

 

Can they insist on the full settlement after all this time even though if they had stopped the interest it would more than likely already have been fully settled?

 

I have offered them just over two thirds of the debt as full and final settlement but still have no conclusion.

 

Thanks

Link to post
Share on other sites

pers id send them an sar

get all the statements

bet theres £1000's in unlawful fees

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thank you I will and yes there is £000's in interest I was so shocked

 

He had paid nearly £4000 and only reduced the capital by just over £1000.

The advisor is so aggressive and is demanding how much his other debtors accepted

 

Today I was rude and stated I am sure he is not adhering to data protection laws as he should be concentrating on his company's debt and not demanding to know the other's full and final settlement offers.

 

My brother is so close to breaking point the original debt was £15k and he has already paid aboutkbut they want the full £7400.

Link to post
Share on other sites

STAY OFF THAT PHONE!!

 

you are being had blind

 

they have no legal right to ANY of that info!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no otherway around

you intimidate THEM to reveal what comprises this debt.

 

was this an unsecured loan to do with an accompanying mortgage or bridging loan?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

which?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sorry for the Q's but its important with NRAM

was this associated to a mortgage or a bridging loan that was secured with NRAM?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...