Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default Unknown Financial connection

    I have been checking my credit files mainly Noodle and Clearscore but have found out that I have a financial connection on my account to someone I have never heard of on my Clearscore account.

    I sent in a dispute and realised that this is connected to Equifax. They did not answer my dispute when I informed them that I do not know the individual which is highlighted as connected to me and asked how he is on my account when he does not appear anywhere else. My response to this was a PDFicon of my credit file showing his name as a financial connection which I was already aware of.

    Is there anyway I can get this removed as I have never heard of the person on my credit file?


  2. #2

    Default Re: Unknown Financial connection

    you ideally need to complain to the financial institution that registered the association..

    rarely does complaining to the CRAicon provider get anywhere but blank faces...

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  3. #3
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    Default Re: Unknown Financial connection

    Thank you for your reply however as it does not state who registered the association, how can I find out this information?


  4. #4

    Default Re: Unknown Financial connection

    try some of the other free providers
    some do some don't

    noddle etc.

    have you got the Equifax report

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  5. #5
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    Default Re: Unknown Financial connection

    The financial connection is on Clearscore which is run by Equifax but it is not on my Noodle report. How can this be on one report and not another?


  6. #6

    Default Re: Unknown Financial connection

    Because not all companies use all 3 agencies...
    Go direct to Equifax and query it or thru Clearscore...

    It will say who the source of the data is...


  7. #7
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    Default Re: Unknown Financial connection

    I have queried this through Clearscore and I received a response from Equifax which was not even a proper response. I have messaged them again requesting a proper response.


  8. #8

    Default Re: Unknown Financial connection

    What was their response.

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  9. #9

    Default Re: Unknown Financial connection

    Problem is you have to get the person connected to sign and agree a disassociation entry....therefore you have to prove its Clearscores error.

    Andy

    We could do with some help from you

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  10. #10
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    Default Re: Unknown Financial connection

    Renegadeimp..equifax didn't actually send me a response. They just sent me a PDFicon of my credit file which i didn't ask for.

    Andy..it is clearscores fault but how can i contact someone i dont know?


  11. #11

    Default Re: Unknown Financial connection

    You cant...as said its their error...they must correct it.

    We could do with some help from you

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  12. #12

    Default Re: Unknown Financial connection

    Go get a stat report from Equifax... Clearscore only display Equifax's information... It would be doubtful that Clearscore have associated you with another person...
    Come back and let us know... I have also had this exact thing happen to a couple of family members.


  13. #13
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    Follow Real_CAG on Twitter
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    Default Re: Unknown Financial connection

    Although I have viewed my credit report, I have also now requested the stat report.


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