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Npower has put a charge on my property


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Ive been in a dispute with npower for a few years now ever since they stopped us paying by standing order saying it was no longer available

 

 

wilko and chapman (npower soliciters) have taken me to court which ive never known about and it looks like they have put a charge on my property because attached to their letter is the deeds to my house.

 

I owe them £4000 and the only reason its that high is because they wanted me to pay £250 a month which i simply cant afford

 

they tried the " we are going to fit a meter through the courts" which was declined due to 3 members of family having asthma.

 

I really have no knowledge of this going to court

 

am worried sick

 

can anyone help me.

Edited by dx100uk
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Why didnt you get any of the numerous court letters??

 

Have you moved??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you checked your credit file to see if a CCJ is registered?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

" and it looks like they have put a charge on my property because attached to their letter is the deeds to my house."

 

But have you actually checked with The Land Registry ?

 

The Land Registry must inform you of an Interim Charging Order......if they have not and you have not received any court claim (you have checked you have a CCJ on your credit files ?)

 

You can only take their word for it...without actually checking anything yourself.

 

 

Andy

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Ive been in a dispute with npower for a few years now ever since they stopped us paying by standing order saying it was no longer available

 

Can you prove that you tried to pay them by any other means i.e. cheque?

I am sure that a standing order can only be cancelled by yourself and not Npower?

 

Also with most banks as you are in control of a SO,

the account holder can alter the amount to be paid on a standing order

so you could have lowered it yourself down to a more manageable figure

 

Even if the SO was cancelled,

what happened with the money for the utility as surely you would have kept some money aside as you would have known that you would need to pay for electric at some point?

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