Jump to content


  • Tweets

  • Posts

    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

DD cancelled with xercise4less and charge 25 extra fee


sam12
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2105 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hello everyone

i have been reading your answers and help to other members i really need your help.

 

I moved from Amsterdam to UK

 

I did not have bank account here

 

my friend started paying my DD of 9.99 per month from March 2018

I started gymicon with him

 

now in june some how he missed the DD.

 

he received a call and letter stating that you missed a DD

you need to pay 25 pounds plus your monthly fee for X4Less.

 

he cancel the direct debiticon

 

I only went to gym for a month because now I was little far from gym

 

I was paying my friend to pay the DD.

 

now I am receiving the text msg from X4L saying your account is default

call on this number to solve the default

 

when i rang on this number it says you have to pay all 9 months fee plus 25 admin fee

 

Ii told him I was paying monthly and

I want to continue gym again and

I will pay month by month,

 

he said you sell your membership to us with total fee and you can go to gym till march 2019 which is end date of contract.

 

I also rang the gym and tell them I received msg from you but I want to pay monthly m/ship fee but I will not pay extra

 

they said your account is default now you call on 0144444 ...

number to clear your matter then you can start gym again.

 

please advice me

 

what should I do

 

i want to continue my gym

but I do not want to pay extra fee.

I will appreciate help .

 

thank you:

Edited by dx100uk
Spacing
Link to post
Share on other sites

Stop ringing them

 

Send the slick132 offer letter in numerous threads here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Sam and welcome to CAG

 

Did your friend (YF) sign the m/ship and Direct Debit Mandate or was it YOU who signed, using YF's bank details ? Let us know

 

In any event, you joined and the DD was not paid so Harlands have added their admin charge of £25 which you should not pay and it was sensible to cancel the DD before they used it to collect the gym fee plus the admin fee.

 

I suggest you now write to Harlands at their Haywards Heath address saying:-

 

Dear Harlands/CRS,

 

I refer to the Xercise4Less membership at xxxx Gym which was being paid from a friend's bank account

 

For some reason the DD due in [month] wasn't paid and you threatened to take an admin fee on top of the missed membership fee.

 

This will not be paid and the DD mandate was cancelled to stop you taking the admin fee.

 

Due to you trying to use the DD mandate to collect an admin fee that you are not entitled to, the DD mandate will not be reinstated and I consider the membership terminated with immediate effect.

 

Further demands will be ignored but may be reported to authorities as necessary.

 

Yours faithfully,

 

Send this to Harlands and get a free Certificate of Posting at the Post Office when sending the typed letter.

 

Do NOT speak to the gym or to Harlands/CRS at all. It's a waste of your time and will NOT help you sort this issue.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hello slick132 I was moved here in March this year so my friend did all online contract for me contract is on my name but bank details are on his name.and he put his address that time now I am in my own house but with gym is the same friends house address.

 

Thank you for this letter I really appreciate I will print this and send it to harlands.

Please can you provide me harlands address.

 

And I want to contine gym there as it was before .

 

Thank you

Link to post
Share on other sites

Hi Sam,

 

If you want to continue at the gym, you need a bank a/c in your own name and should ask the gym if they'll start a new m/ship in your own name, paid for from your own bank a/c. Do this by visiting in person, not by phone.

 

It's up to them if they do it but that's your only chance now YF has cancelled the DD mandate he set up to pay the first m/ship.

 

Please copy to your thread here the letter to Harlands you suggested to me by PM but hide any identifying names, gym location, etc.

 

I doubt Harlands will allow you to continue the existing m/ship, even if you agree to pay the missed payment(s) as Harlands will want their admin fees - They are too greedy !!

 

That's why I suggest you contact the gym like I said above.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi slick

 

I just have been to gym they said we can't do any thing for you you need to contact on 01444449157 nukber to harlands then they will sort this out for you.

 

Please tell me what shall I do ?

 

Thank you

Link to post
Share on other sites

Dear Harlands/CRS

 

 

I refer to the Xercise4Less membership at XXXX Gym which was being paid from a friend's bank account

 

For some reason the DD due in June wasn't paid and you threatened to take an Admin fee on top of the missed membership fee.

 

This will not be paid and the DD mandate was cancelled to stop you taking the admin fee.

 

Due to you trying to use the DD mandate to collect an admin fee that you are not entitled to, the DD mandate will not be reinstated and I consider the membership terminated with immediate effect.

 

Further demands will be ignored but may be reported to authorities as necessary.

 

Yours faithfully,

 

 

 

HI slick I print your this letter and i posted to harlands.

what i need to do next?

 

thank you

Link to post
Share on other sites

Hi Sam,

 

You were right to visit the gym as I suggested in my post #5 above. However, they are within their rights to refuse you m/ship in your own name until Harlands are happy to do this.

 

Time to try a new gym in your area. It may not even matter if it's another X4Less gym, or another gym who uses Harlands for admin. If the gym sets the m/ship up in your name using your bank a/c, it may be ok.

 

The worst they can do is to say NO .

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi slick

 

I already posted the letter to harlands.

I will start with pure gym they don't do yearly contracts.some body told me it's like pay as you go .

 

Thank you for help and I will wait for reply from harlands and I will keep updating .

Link to post
Share on other sites

  • 2 weeks later...

Hi slick and everyone

 

after posting my letter I haven't receive any thing from harlands

today I received the call from leeds x4less that you can pay to us 105 pounds with 25 pounds fee including your rest of the contract payment.

If you will not pay then we will give your case to debt collection company.

 

I told him I don't have money to pay for a whole but it you resume my contract then I can pay 9.99 but not the admin fee.

He said ok then have a nice day I will pass your case to debt collection company.

 

Now as I read on the threads I will ignore them.

;)

Link to post
Share on other sites

block their numbers

never ever talk to anyone over the phone ever about any debt!!

they are not bailiffs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...