Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Follow Real_CAG on Twitter
    Cagger since : Nov 2006

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    Default Minimum claim for RBS creditcard?

    lol - just totalled up the overlimit fees etc for my old RBSicon card and it only comes to around 120

    Is it worth claiming fo this little? Will the bank just laugh in my face?

    Luckily my HSBC and First Direct current accounts figures are much bigger...

    Similar Threads:

  2. #2
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    HydraUK's Avatar



    Follow Real_CAG on Twitter
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    Default Re: Minimum claim for RBS creditcard?

    It's your money....get it back. How about going for 29.84% contractual interest on it? Be a bit more than 120 then!

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  3. #3
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    You'll regret it if you don't.




    Follow Real_CAG on Twitter
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    Default Re: Minimum claim for RBS creditcard?

    Whoa! How can I get away with that?


  4. #4
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    HydraUK's Avatar



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    Default Re: Minimum claim for RBS creditcard?

    There are several threads running and a very good take on it by bankfodder.

    Unfortunately I can't figure out how to link so here goes...

    Check out-
    'Authorised Interest and Unauthorised Interest' in Nationwide forum
    'Full Settlement can I ask for the interest now' here in RBoS
    and bankfodder's
    'A New Way of Looking at Interest- 1st successful Claim - N'wide' in General forum

    There are several others as well, do a forum search for 'contractual interest'....

    I'm watching progress on this matter with *ahem*, interest.

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